IVV vs THY
IVV vs THY
iShares Core S&P 500 ETF vs Toews Agility Shares Dynamic Tactical Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | THY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.03% | |
| AUM | $865.2B | $87M | |
| Dividend Yield | 1.09% | 5.42% | |
| Holdings | 508 | 2 | |
| YTD Return | +13.80% | +0.31% | |
| 1Y Return | +23.70% | +1.81% | |
| 3Y Return (annualized) | +21.49% | +4.61% | |
| 5Y Return (annualized) | +13.43% | +1.72% | |
| Volatility (annualized) | 15.1% | 4.0% | |
| Max Drawdown | -56.5% | -8.6% | |
| Fund Family | iShares by BlackRock (US) | TOEWS Funds | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Jun 25, 2020 |
IVV vs THY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Toews Agility Shares Dynamic Tactical Income ETF (THY) is a ETF from TOEWS Funds. Over the past year IVV returned +23.70% while THY returned +1.81%. Year to date, IVV is up 13.80% versus a gain of 0.31% for THY.
Over three years, IVV compounded at +21.49% per year against +4.61% for THY; over five years the annualized figures are +13.43% and +1.72% respectively. Across the full 6-year window we track, IVV has the edge at +7.05% annualized vs +1.65%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.0% for THY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -8.6% for THY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while THY charges 1.03%. On a $10,000 position that is $3 vs $103 annually, a gap of $100 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.42% for THY.
Frequently Asked Questions
Which is cheaper, IVV or THY?
IVV has an expense ratio of 0.03% while THY charges 1.03%. IVV is the cheaper option. On a $10,000 investment, that is $100 per year of difference.
Which performed better, IVV or THY?
Over the past year IVV returned +23.70% vs +1.81% for THY, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +7.05% vs +1.65% for THY. Past performance does not guarantee future results.
Which is riskier, IVV or THY?
IVV has been the more volatile fund at 15.1% annualized versus 4.0% for THY. Worst drawdown: IVV -56.5% vs THY -8.6%.
Should I hold both IVV and THY?
IVV and THY have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IVV or THY?
IVV yields 1.09% while THY yields 5.42%, so THY currently pays the higher dividend yield.
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