IVV vs THY
iShares Core S&P 500 ETF vs Toews Agility Shares Dynamic Tactical Income ETF
Which is better, IVV or THY?
Large Cap Blend against Multi Alternative.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | THY |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.03% |
| AUM | $876.4B | $88M |
| Dividend Yield | 1.06% | 5.50% |
| Holdings | 508 | 2 |
| YTD Return | +12.27%Best | -1.03% |
| 1Y Return | +17.04%Best | -1.34% |
| 3Y Return (annualized) | +21.24%Best | +4.55% |
| 5Y Return (annualized) | +13.08%Best | +1.32% |
| Volatility (annualized) | 15.5% | 4.1%Best |
| Max Drawdown | -24.5% | -8.6%Best |
| $10,000 over 5 years | $18,490Best | $10,678 |
| Top 10 Weight | 37.8% | - |
| Fund Family | iShares by BlackRock (US) | TOEWS Funds |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 15, 2000 | Jun 25, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Jun 25, 2020 to Sep 17, 2026 (6.2 years).
IVV vs THY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs THY Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Toews Agility Shares Dynamic Tactical Income ETF (THY) is an ETF from TOEWS Funds. Over the past year IVV returned +17.04% while THY returned -1.34%. Year to date, IVV is up 12.27% versus a loss of 1.03% for THY.
Over three years, IVV compounded at +21.24% per year against +4.55% for THY; over five years the annualized figures are +13.08% and +1.32% respectively. Across the full 6-year window we track, IVV has the edge at +17.16% annualized vs +1.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 4.1% for THY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -8.6% for THY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while THY charges 1.03%. On a $10,000 position that is $3 vs $103 annually, a gap of $100 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 5.50% for THY.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 6 in THY, totalling 99.3% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 6 in THY, against full books of 508 and 2.
What only one of them owns
Measured across the 490 and 6 positions we hold weights for.
IVV holds 482 positions THY does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and THY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or THY?
IVV has an expense ratio of 0.03% while THY charges 1.03%. IVV is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, IVV or THY?
Over the past year IVV returned +17.04% vs -1.34% for THY, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +17.16% vs +1.40% for THY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or THY?
IVV has been the more volatile fund at 15.5% annualized versus 4.1% for THY. Worst drawdown: IVV -24.5% vs THY -8.6%.
Should I hold both IVV and THY?
IVV and THY have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or THY?
IVV yields 1.06% while THY yields 5.50%, so THY currently pays the higher dividend yield.
Is THY better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.