THY vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricTHYVXUSWinner
Expense Ratio1.03%0.05%
AUM$87M$156.5B
Dividend Yield5.42%2.60%
Holdings28,747
YTD Return+0.31%+14.57%
1Y Return+1.81%+27.82%
3Y Return (annualized)+4.61%+19.27%
5Y Return (annualized)+1.72%+9.28%
Volatility (annualized)4.0%15.1%
Max Drawdown-8.6%-39.9%
Fund FamilyTOEWS FundsVanguard (US)
CategoryAlternativeEquity
InceptionJun 25, 2020Jan 26, 2011

THY vs VXUS Performance

Toews Agility Shares Dynamic Tactical Income ETF (THY) is a ETF from TOEWS Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year THY returned +1.81% while VXUS returned +27.82%. Year to date, THY is up 0.31% versus a gain of 14.57% for VXUS.

Over three years, THY compounded at +4.61% per year against +19.27% for VXUS; over five years the annualized figures are +1.72% and +9.28% respectively. Across the full 6-year window we track, VXUS has the edge at +4.86% annualized vs +1.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.0% for THY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.6% for THY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

THY charges 1.03% per year while VXUS charges 0.05%. On a $10,000 position that is $103 vs $5 annually, a gap of $98 per year that compounds over a long holding period. On income, THY currently yields 5.42% against 2.60% for VXUS.

Frequently Asked Questions

Which is cheaper, THY or VXUS?

THY has an expense ratio of 1.03% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, THY or VXUS?

Over the past year THY returned +1.81% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), THY annualized +1.65% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, THY or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 4.0% for THY. Worst drawdown: THY -8.6% vs VXUS -39.9%.

Should I hold both THY and VXUS?

THY and VXUS have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, THY or VXUS?

THY yields 5.42% while VXUS yields 2.60%, so THY currently pays the higher dividend yield.

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