THY vs VYM
Toews Agility Shares Dynamic Tactical Income ETF vs Vanguard High Dividend Yield ETF
Which is better, THY or VYM?
Multi Alternative against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THY | VYM |
|---|---|---|
| Expense Ratio | 1.03% | 0.04%Best |
| AUM | $88M | $81.6B |
| Dividend Yield | 5.50% | 2.22% |
| Holdings | 2 | 613 |
| YTD Return | -1.03% | +12.29%Best |
| 1Y Return | -1.34% | +16.61%Best |
| 3Y Return (annualized) | +4.55% | +17.42%Best |
| 5Y Return (annualized) | +1.32% | +12.12%Best |
| Volatility (annualized) | 4.1%Best | 13.8% |
| Max Drawdown | -8.6%Best | -15.8% |
| $10,000 over 5 years | $10,678 | $17,718Best |
| Top 10 Weight | - | 26.1% |
| Fund Family | TOEWS Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jun 25, 2020 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Jun 25, 2020 to Sep 17, 2026 (6.2 years).
THY vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
THY vs VYM Performance
Toews Agility Shares Dynamic Tactical Income ETF (THY) is an ETF from TOEWS Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year THY returned -1.34% while VYM returned +16.61%. Year to date, THY is down 1.03% versus a gain of 12.29% for VYM.
Over three years, THY compounded at +4.55% per year against +17.42% for VYM; over five years the annualized figures are +1.32% and +12.12% respectively. Across the full 6-year window we track, VYM has the edge at +15.12% annualized vs +1.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 4.1% for THY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.6% for THY and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
THY charges 1.03% per year while VYM charges 0.04%. On a $10,000 position that is $103 vs $4 annually, a gap of $99 per year that compounds over a long holding period. On income, THY currently yields 5.50% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 6 holdings in THY and 557 in VYM, totalling 99.8% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in THY and 557 in VYM, against full books of 2 and 613.
What only one of them owns
Measured across the 6 and 557 positions we hold weights for.
VYM holds 528 positions THY does not, 97.1% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
You are not choosing between two funds in isolation.
Whichever of THY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THY or VYM?
THY has an expense ratio of 1.03% while VYM charges 0.04%. VYM is the cheaper option, by $99 a year on a $10,000 investment.
Which performed better, THY or VYM?
Over the past year THY returned -1.34% vs +16.61% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), THY annualized +1.40% vs +15.12% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, THY or VYM?
VYM has been the more volatile fund at 13.8% annualized versus 4.1% for THY. Worst drawdown: THY -8.6% vs VYM -15.8%.
Should I hold both THY and VYM?
THY and VYM have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, THY or VYM?
THY yields 5.50% while VYM yields 2.22%, so THY currently pays the higher dividend yield.
Is VYM better than THY?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.