IVV vs TLCI
iShares Core S&P 500 ETF vs Touchstone International Equity ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | TLCI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.37% | |
| AUM | $907.0B | $115M | |
| Dividend Yield | 1.10% | 0.58% | |
| Holdings | 508 | 34 | |
| YTD Return | +12.71% | +7.03% | |
| 1Y Return | +21.89% | +7.85% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 11.7% | |
| Max Drawdown | -56.5% | -12.2% | |
| Fund Family | iShares by BlackRock (US) | Touchstone Investments | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Mar 3, 2025 |
IVV vs TLCI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Touchstone International Equity ETF (TLCI) is a ETF from Touchstone Investments. Over the past year IVV returned +21.89% while TLCI returned +7.85%. Year to date, IVV is up 12.71% versus a gain of 7.03% for TLCI.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.7% for TLCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -12.2% for TLCI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TLCI charges 0.37%. On a $10,000 position that is $3 vs $37 annually, a gap of $34 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.58% for TLCI.
Holdings Overlap
IVV and TLCI share 3 holdings out of 532 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TLCI?
IVV has an expense ratio of 0.03% while TLCI charges 0.37%. IVV is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, IVV or TLCI?
Over the past year IVV returned +21.89% vs +7.85% for TLCI, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.00% vs +8.00% for TLCI. Past performance does not guarantee future results.
Which is riskier, IVV or TLCI?
IVV has been the more volatile fund at 15.1% annualized versus 11.7% for TLCI. Worst drawdown: IVV -56.5% vs TLCI -12.2%.
Should I hold both IVV and TLCI?
IVV and TLCI have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TLCI?
IVV and TLCI share 3 common holdings with a 0.7% weight overlap. Combined, they hold 532 unique securities.
Which pays a higher dividend, IVV or TLCI?
IVV yields 1.10% while TLCI yields 0.58%, so IVV currently pays the higher dividend yield.
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