TLCI vs VXUS

TLCI vs VXUS

Which is better, TLCI or VXUS?

Large Cap Growth against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTLCIVXUS
Expense Ratio0.37%0.05%Best
AUM$113M$158.1B
Dividend Yield0.56%2.51%
Holdings348,747
YTD Return+1.37%+12.65%Best
1Y Return+1.98%+20.06%Best
3Y Return (annualized)-+20.46%
5Y Return (annualized)-+9.43%
Volatility (annualized)12.0%Best12.4%
Max Drawdown-12.2%Best-13.6%
$10,000 over 1.6 years$10,613$14,063Best
Fund FamilyTouchstone InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMar 3, 2025Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 5, 2025 to Sep 28, 2026 (1.6 years).

TLCI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

TLCI vs VXUS Performance

Touchstone International Equity ETF (TLCI) is an ETF from Touchstone Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TLCI returned +1.98% while VXUS returned +20.06%. Year to date, TLCI is up 1.37% versus a gain of 12.65% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 12.0% for TLCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.2% for TLCI and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TLCI charges 0.37% per year while VXUS charges 0.05%. On a $10,000 position that is $37 vs $5 annually, a gap of $32 per year that compounds over a long holding period. On income, TLCI currently yields 0.56% against 2.51% for VXUS.

Holdings Overlap

TLCI already in VXUS61.3%

At least 61.3% of TLCI's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

21 positions in common, counted across the 32 positions we hold weights for in TLCI and 8,082 in VXUS, against full books of 34 and 8,747.

Top Shared Holdings

StockWeight in TLCIWeight in VXUSDifference
ROP:SMRoche Ps Par Ag4.08%0.69%3.39%
IHG:LNIntercontinental Hotels Group Plc4.15%0.05%4.10%
CPG:LNCompass Group Plc4.07%0.12%3.95%
SAF:PASafran Sa3.83%0.30%3.53%
MICCT:ASMicc Ln Magnum Ice Cream Co Nv/The3.80%0.02%3.78%
7974:JPNintendo Co Ltd3.60%0.11%3.49%
CNI:CACanadian Natl Railway Co3.25%0.15%3.10%
NESN:SMNestlã S.A., Registered Shares2.81%0.58%2.23%
REL:LNRELX Plc - Ordinary Shares3.20%0.14%3.06%
AENA:MAAena Sme Sa3.28%0.05%3.23%

61.3% of TLCI is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

TLCIVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TLCI or VXUS?

TLCI has an expense ratio of 0.37% while VXUS charges 0.05%. VXUS is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, TLCI or VXUS?

Over the past year TLCI returned +1.98% vs +20.06% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), TLCI annualized +3.79% vs +23.75% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TLCI or VXUS?

VXUS has been the more volatile fund at 12.4% annualized versus 12.0% for TLCI. Worst drawdown: TLCI -12.2% vs VXUS -13.6%.

Should I hold both TLCI and VXUS?

TLCI and VXUS have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between TLCI and VXUS?

At least 61.3% of TLCI's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 21 positions in common, counted across the 32 positions we hold weights for in TLCI and 8,082 in VXUS.

Which pays a higher dividend, TLCI or VXUS?

TLCI yields 0.56% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TLCI?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.