IVV vs TPFC
iShares Core S&P 500 ETF vs Timothy Plan Free Cash Flow ETF
Which is better, IVV or TPFC?
Large Cap Blend against Mid Cap Value.
IVV has a lower expense ratio. IVV is less concentrated, with 37.3% of the fund in its ten largest positions against 37.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TPFC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.59% |
| AUM | $879.1B | $45M |
| Dividend Yield | 1.09% | 0.28% |
| Holdings | 509 | 151 |
| YTD Return | +11.33% | +15.99%Best |
| 1Y Return | +13.50% | - |
| 3Y Return (annualized) | +20.45% | - |
| 5Y Return (annualized) | +11.61% | - |
| Top 10 Weight | 37.3%Best | 37.4% |
| Fund Family | iShares by BlackRock (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Value |
| Inception | May 15, 2000 | May 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVV vs TPFC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs TPFC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Timothy Plan Free Cash Flow ETF (TPFC) is an ETF from Timothy Plan. Year to date, IVV is up 11.33% versus a gain of 15.99% for TPFC.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVV charges 0.03% per year while TPFC charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.28% for TPFC.
Holdings Overlap
2.9% of IVV's money is in holdings TPFC also owns. 79.6% of TPFC's money is in holdings IVV also owns.
Most of TPFC is already inside IVV. Owning both mostly buys the same companies twice.
36 positions in common, counted across the 490 positions we hold weights for in IVV and 50 in TPFC, against full books of 509 and 151.
What only one of them owns
Our book lists 13 positions for TPFC that do not appear in our book for IVV (17.5% of the fund), and 449 for IVV that do not appear in TPFC (95.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in TPFC | Difference |
|---|---|---|---|
| IBMInternational Business Machines Corp. | 0.37% | 4.46% | 4.09% |
| OMCOmnicom Group Inc. | 0.03% | 4.17% | 4.14% |
| GDGeneral Dynamics Corp. | 0.14% | 4.05% | 3.91% |
| CTSHCognizant Technology Solutions Corp. Class A | 0.04% | 4.09% | 4.05% |
| NEMNewmont Corp. | 0.17% | 3.62% | 3.45% |
| COPConocophillips Co | 0.28% | 3.42% | 3.14% |
| NXPINxp Semiconductors N.V. Common Stock | 0.10% | 3.51% | 3.41% |
| VSTVistra Energy Corp. | 0.07% | 3.48% | 3.41% |
| EOGEog Resources Inc | 0.13% | 3.32% | 3.19% |
| FANGDiamondback Energy Inc. | 0.07% | 3.30% | 3.23% |
79.6% of TPFC is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TPFC?
IVV has an expense ratio of 0.03% while TPFC charges 0.59%. IVV is the cheaper option, by $56 a year on a $10,000 investment.
What is the holdings overlap between IVV and TPFC?
79.6% of TPFC's money is in holdings IVV also owns. 79.6% of TPFC's is in holdings IVV also owns. They hold 36 positions in common, counted across the 490 positions we hold weights for in IVV and 50 in TPFC.
Which pays a higher dividend, IVV or TPFC?
IVV yields 1.09% while TPFC yields 0.28%, so IVV currently pays the higher dividend yield.
Is TPFC better than IVV?
IVV has a lower expense ratio. IVV is less concentrated, with 37.3% of the fund in its ten largest positions against 37.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.