IVV vs TPHD
IVV vs TPHD
iShares Core S&P 500 ETF vs Timothy Plan High Dividend Sock ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TPHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.52% | |
| AUM | $865.2B | $363M | |
| Dividend Yield | 1.09% | 1.97% | |
| Holdings | 508 | 101 | |
| YTD Return | +13.80% | +13.13% | |
| 1Y Return | +23.70% | +16.06% | |
| 3Y Return (annualized) | +21.49% | +12.74% | |
| 5Y Return (annualized) | +13.43% | +9.63% | |
| Volatility (annualized) | 15.1% | 16.8% | |
| Max Drawdown | -56.5% | -42.0% | |
| Fund Family | iShares by BlackRock (US) | Timothy Plan | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | May 5, 2019 |
IVV vs TPHD Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Timothy Plan High Dividend Sock ETF (TPHD) is a ETF from Timothy Plan. Over the past year IVV returned +23.70% while TPHD returned +16.06%. Year to date, IVV is up 13.80% versus a gain of 13.13% for TPHD.
Over three years, IVV compounded at +21.49% per year against +12.74% for TPHD; over five years the annualized figures are +13.43% and +9.63% respectively. Across the full 7-year window we track, TPHD has the edge at +9.80% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TPHD has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -42.0% for TPHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while TPHD charges 0.52%. On a $10,000 position that is $3 vs $52 annually, a gap of $49 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.97% for TPHD.
Holdings Overlap
IVV and TPHD share 86 holdings out of 519 unique holdings combined, representing a 7.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in TPHD | Difference |
|---|---|---|---|
| LIN:IE | 0.36% | 1.46% | 1.10% |
| CNP | 0.04% | 1.66% | 1.62% |
| CME | 0.13% | 1.56% | 1.43% |
| WM | Pro | Pro | Pro |
| AEP | Pro | Pro | Pro |
| ATO | Pro | Pro | Pro |
| EVRG | Pro | Pro | Pro |
| AEE | Pro | Pro | Pro |
| SO | Pro | Pro | Pro |
| CMS | Pro | Pro | Pro |
See all 10 holdings IVV shares with TPHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or TPHD?
IVV has an expense ratio of 0.03% while TPHD charges 0.52%. IVV is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, IVV or TPHD?
Over the past year IVV returned +23.70% vs +16.06% for TPHD, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +7.05% vs +9.80% for TPHD. Past performance does not guarantee future results.
Which is riskier, IVV or TPHD?
TPHD has been the more volatile fund at 16.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TPHD -42.0%.
Should I hold both IVV and TPHD?
IVV and TPHD have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TPHD?
IVV and TPHD share 86 common holdings with a 7.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, IVV or TPHD?
IVV yields 1.09% while TPHD yields 1.97%, so TPHD currently pays the higher dividend yield.
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