IVV vs TPHD
iShares Core S&P 500 ETF vs Timothy Plan High Dividend Sock ETF
Which is better, IVV or TPHD?
Large Cap Blend against Mid Cap Value.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. TPHD is less concentrated, with 14.5% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TPHD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.52% |
| AUM | $876.4B | $363M |
| Dividend Yield | 1.06% | 1.94% |
| Holdings | 508 | 102 |
| YTD Return | +12.27%Best | +10.09% |
| 1Y Return | +17.04%Best | +11.04% |
| 3Y Return (annualized) | +21.24%Best | +12.27% |
| 5Y Return (annualized) | +13.08%Best | +9.48% |
| Volatility (annualized) | 16.4%Best | 16.8% |
| Max Drawdown | -33.9%Best | -42.0% |
| $10,000 over 5 years | $18,490Best | $15,728 |
| Top 10 Weight | 37.8% | 14.5%Best |
| Fund Family | iShares by BlackRock (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Value |
| Inception | May 15, 2000 | May 5, 2019 |
Volatility and max drawdown are measured over the window both funds cover: May 1, 2019 to Sep 17, 2026 (7.4 years).
IVV vs TPHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
IVV vs TPHD Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Timothy Plan High Dividend Sock ETF (TPHD) is an ETF from Timothy Plan. Over the past year IVV returned +17.04% while TPHD returned +11.04%. Year to date, IVV is up 12.27% versus a gain of 10.09% for TPHD.
Over three years, IVV compounded at +21.24% per year against +12.27% for TPHD; over five years the annualized figures are +13.08% and +9.48% respectively. Across the full 7-year window we track, IVV has the edge at +15.06% annualized vs +9.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TPHD has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 16.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -42.0% for TPHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while TPHD charges 0.52%. On a $10,000 position that is $3 vs $52 annually, a gap of $49 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 1.94% for TPHD.
Holdings Overlap
5.8% of IVV's money is in holdings TPHD also owns. 82.5% of TPHD's money is in holdings IVV also owns.
Most of TPHD is already inside IVV. Owning both mostly buys the same companies twice.
81 positions in common, counted across the 490 positions we hold weights for in IVV and 100 in TPHD, against full books of 508 and 102.
What only one of them owns
Our book lists 16 positions for TPHD that do not appear in our book for IVV (15.0% of the fund), and 402 for IVV that do not appear in TPHD (92.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in TPHD | Difference |
|---|---|---|---|
| UNPUnion Pacific Corp | 0.27% | 1.39% | 1.12% |
| EVRGEvergy Inc. | 0.03% | 1.53% | 1.50% |
| AFLAflac Inc. | 0.08% | 1.46% | 1.38% |
| WECWec Energy Group Inc. | 0.05% | 1.49% | 1.44% |
| SOSouthern Co. | 0.15% | 1.37% | 1.22% |
| NTAPNetapp Inc | 0.06% | 1.45% | 1.39% |
| AEEAmeren Corporation Utilities | 0.04% | 1.47% | 1.43% |
| LNTAlliant Energy Corp. | 0.03% | 1.47% | 1.44% |
| PSXPhillips 66 | 0.15% | 1.33% | 1.18% |
| PAYXPaychex, Inc. | 0.06% | 1.40% | 1.34% |
82.5% of TPHD is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TPHD?
IVV has an expense ratio of 0.03% while TPHD charges 0.52%. IVV is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, IVV or TPHD?
Over the past year IVV returned +17.04% vs +11.04% for TPHD, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +15.06% vs +9.24% for TPHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TPHD?
TPHD has been the more volatile fund at 16.8% annualized versus 16.4% for IVV. Worst drawdown: IVV -33.9% vs TPHD -42.0%.
Should I hold both IVV and TPHD?
IVV and TPHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and TPHD?
82.5% of TPHD's money is in holdings IVV also owns. 82.5% of TPHD's is in holdings IVV also owns. They hold 81 positions in common, counted across the 490 positions we hold weights for in IVV and 100 in TPHD.
Which pays a higher dividend, IVV or TPHD?
IVV yields 1.06% while TPHD yields 1.94%, so TPHD currently pays the higher dividend yield.
Is TPHD better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. TPHD is less concentrated, with 14.5% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.