IVV vs UPGR

IVV vs UPGR

Which is better, IVV or UPGR?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. UPGR is less concentrated, with 24.3% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: UPGR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVUPGR
Expense Ratio0.03%Best0.35%
AUM$886.7B$598,148.67
Dividend Yield1.10%0.32%
Holdings50849
YTD Return+13.39%Best-5.35%
1Y Return+20.08%Best+14.59%
3Y Return (annualized)+21.29%-
5Y Return (annualized)+12.88%-
Volatility (annualized)11.9%Best26.9%
Max Drawdown-18.8%Best-35.5%
$10,000 over 2.6 years$16,040Best$12,330
Top 10 Weight37.9%24.3%Best
Fund FamilyiShares by BlackRock (US)Xtrackers ETFs
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Jul 13, 2023

Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 7, 2024 to Sep 4, 2026 (2.6 years).

IVV vs UPGR growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.

IVV vs UPGR Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Xtrackers US Green Infrastructure Select Equity ETF (UPGR) is an ETF from Xtrackers ETFs. Over the past year IVV returned +20.08% while UPGR returned +14.59%. Year to date, IVV is up 13.39% versus a loss of 5.35% for UPGR.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UPGR has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 11.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -35.5% for UPGR. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while UPGR charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.32% for UPGR.

Holdings Overlap

IVV already in UPGR2.1%
UPGR already in IVV25.7%

2.1% of IVV's money is in holdings UPGR also owns. 25.7% of UPGR's money is in holdings IVV also owns.

UPGR and IVV share little of their money.

12 positions in common, counted across the 505 positions we hold weights for in IVV and 48 in UPGR, against full books of 508 and 49.

What only one of them owns

Our book lists 35 positions for UPGR that do not appear in our book for IVV (72.2% of the fund), and 485 for IVV that do not appear in UPGR (97.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in UPGRDifference
TSLATesla Motors Inc1.36%1.90%0.54%
PHParker-Hannifin Corp.0.19%2.35%2.16%
IRIngersoll Rand Inc0.05%2.36%2.31%
IEXI D E X Corporation0.03%2.35%2.32%
VLTOVeralto Corp0.04%2.30%2.26%
ECLEcolab, Inc.0.11%2.15%2.04%
XYLXylem,Inc.0.04%2.19%2.15%
FSLRFirst Solar, Inc0.04%2.18%2.14%
WMWaste Mgmt0.12%2.07%1.95%
RSGRepublic Services Inc. Class A0.06%2.11%2.05%

25.7% of UPGR is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVUPGR

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or UPGR?

IVV has an expense ratio of 0.03% while UPGR charges 0.35%. IVV is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, IVV or UPGR?

Over the past year IVV returned +20.08% vs +14.59% for UPGR, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or UPGR?

UPGR has been the more volatile fund at 26.9% annualized versus 11.9% for IVV. Worst drawdown: IVV -18.8% vs UPGR -35.5%.

Should I hold both IVV and UPGR?

IVV and UPGR have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and UPGR?

25.7% of UPGR's money is in holdings IVV also owns. 25.7% of UPGR's is in holdings IVV also owns. They hold 12 positions in common, counted across the 505 positions we hold weights for in IVV and 48 in UPGR.

Which pays a higher dividend, IVV or UPGR?

IVV yields 1.10% while UPGR yields 0.32%, so IVV currently pays the higher dividend yield.

Is UPGR better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. UPGR is less concentrated, with 24.3% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.