JAAA vs VTI
Janus Henderson AAA CLO ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JAAA or VTI?
Investment Grade Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JAAA | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $27.2B | $666.9B |
| Dividend Yield | 5.35% | 1.07% |
| Holdings | 596 | 3,543 |
| YTD Return | +3.04% | +13.95%Best |
| 1Y Return | +4.80% | +21.44%Best |
| 3Y Return (annualized) | +6.10% | +21.10%Best |
| 5Y Return (annualized) | +4.96% | +11.77%Best |
| Volatility (annualized) | 1.6%Best | 15.7% |
| Max Drawdown | -2.6%Best | -25.4% |
| $10,000 over 5 years | $12,739 | $17,443Best |
| Fund Family | Janus Henderson Investors | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Blend |
| Inception | Oct 16, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 19, 2020 to Sep 3, 2026 (5.9 years).
JAAA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.
JAAA vs VTI Performance
Janus Henderson AAA CLO ETF (JAAA) is an ETF from Janus Henderson Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JAAA returned +4.80% while VTI returned +21.44%. Year to date, JAAA is up 3.04% versus a gain of 13.95% for VTI.
Over three years, JAAA compounded at +6.10% per year against +21.10% for VTI; over five years the annualized figures are +4.96% and +11.77% respectively. Across the full 6-year window we track, VTI has the edge at +15.66% annualized vs +4.51%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 1.6% for JAAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for JAAA and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JAAA charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, JAAA currently yields 5.35% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 25 holdings in JAAA and 2,787 in VTI, totalling 3.8% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 25 positions we hold weights for in JAAA and 2,787 in VTI, against full books of 596 and 3,543.
You are not choosing between two funds in isolation.
Whichever of JAAA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JAAA or VTI?
JAAA has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, JAAA or VTI?
Over the past year JAAA returned +4.80% vs +21.44% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), JAAA annualized +4.51% vs +15.66% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JAAA or VTI?
VTI has been the more volatile fund at 15.7% annualized versus 1.6% for JAAA. Worst drawdown: JAAA -2.6% vs VTI -25.4%.
Should I hold both JAAA and VTI?
JAAA and VTI have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JAAA or VTI?
JAAA yields 5.35% while VTI yields 1.07%, so JAAA currently pays the higher dividend yield.
Is VTI better than JAAA?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.