JHS vs SPY

JHS vs SPY

Which is better, JHS or SPY?

Long Term High Quality against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJHSSPY
Expense Ratio1.66%0.09%Best
AUM$144M$814.4B
Dividend Yield5.16%1.01%
Holdings881505
YTD Return-3.93%+13.78%Best
1Y Return-0.42%+21.44%Best
3Y Return (annualized)+5.82%+21.38%Best
5Y Return (annualized)-2.39%+12.80%Best
Volatility (annualized)10.4%Best15.2%
Max Drawdown-50.7%Best-56.5%
$10,000 over 5 years$8,861$18,262Best
Fund FamilyJohn Hancock Investment ManagementState Street Investment Management
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Blend
InceptionFeb 14, 1973Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 2, 1996 to Sep 3, 2026 (30.7 years).

JHS vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

JHS vs SPY Performance

John Hancock Income Securities Trust (JHS) is an ETF from John Hancock Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year JHS returned -0.42% while SPY returned +21.44%. Year to date, JHS is down 3.93% versus a gain of 13.78% for SPY.

Over three years, JHS compounded at +5.82% per year against +21.38% for SPY; over five years the annualized figures are -2.39% and +12.80% respectively. Across the full 31-year window we track, SPY has the edge at +8.83% annualized vs -0.25%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 10.4% for JHS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.7% for JHS and -56.5% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.

Fees and Cost Over Time

JHS charges 1.66% per year while SPY charges 0.09%. On a $10,000 position that is $166 vs $9 annually, a gap of $157 per year that compounds over a long holding period. On income, JHS currently yields 5.16% against 1.01% for SPY.

Holdings Overlap

SPY already in JHS0.2%

At least 0.2% of SPY's money is in holdings JHS also owns.

Stated as a floor: for JHS, our book for it covers 87.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 185 days apart, JHS as of Jan 31, 2026 and SPY as of Aug 4, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 518 positions we hold weights for in JHS and 504 in SPY, against full books of 881 and 505.

Top Shared Holdings

StockWeight in JHSWeight in SPYDifference
TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#5855580.47%0.12%0.35%
CNPCenterpoint Energy Inc.0.10%0.04%0.06%

You are not choosing between two funds in isolation.

Whichever of JHS and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JHSSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JHS or SPY?

JHS has an expense ratio of 1.66% while SPY charges 0.09%. SPY is the cheaper option, by $157 a year on a $10,000 investment.

Which performed better, JHS or SPY?

Over the past year JHS returned -0.42% vs +21.44% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (31 years), JHS annualized -0.25% vs +8.83% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, JHS or SPY?

SPY has been the more volatile fund at 15.2% annualized versus 10.4% for JHS. Worst drawdown: JHS -50.7% vs SPY -56.5%.

Should I hold both JHS and SPY?

JHS and SPY have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, JHS or SPY?

JHS yields 5.16% while SPY yields 1.01%, so JHS currently pays the higher dividend yield.

Is SPY better than JHS?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.