JPME vs SCHD

JPME vs SCHD

Which is better, JPME or SCHD?

Mid Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. JPME is less concentrated, with 4.5% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: JPME

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJPMESCHD
Expense Ratio0.24%0.06%Best
AUM$479M$112.2B
Dividend Yield1.74%3.13%
Holdings353103
YTD Return+16.60%+27.56%Best
1Y Return+18.94%+30.29%Best
3Y Return (annualized)+15.50%+16.37%Best
5Y Return (annualized)+8.98%+10.23%Best
Volatility (annualized)16.4%15.0%Best
Max Drawdown-41.0%-33.4%Best
$10,000 over 5 years$15,372$16,274Best
Top 10 Weight4.5%Best41.5%
Fund FamilyJ.P. Morgan Asset ManagementCharles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Value
InceptionMay 11, 2016Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: May 18, 2016 to Sep 4, 2026 (10.3 years).

JPME vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.3 years both funds cover.

JPME vs SCHD Performance

JPMorgan Diversified Return US Mid Cap Equity ETF (JPME) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JPME returned +18.94% while SCHD returned +30.29%. Year to date, JPME is up 16.60% versus a gain of 27.56% for SCHD.

Over three years, JPME compounded at +15.50% per year against +16.37% for SCHD; over five years the annualized figures are +8.98% and +10.23% respectively. Across the full 10-year window we track, SCHD has the edge at +11.92% annualized vs +10.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JPME has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.0% for JPME and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JPME charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, JPME currently yields 1.74% against 3.13% for SCHD.

Holdings Overlap

JPME already in SCHD7.9%
SCHD already in JPME14.8%

7.9% of JPME's money is in holdings SCHD also owns. 14.8% of SCHD's money is in holdings JPME also owns.

SCHD and JPME share little of their money.

28 positions in common, counted across the 349 positions we hold weights for in JPME and 100 in SCHD, against full books of 353 and 103.

What only one of them owns

Our book lists 71 positions for SCHD that do not appear in our book for JPME (85.1% of the fund), and 308 for JPME that do not appear in SCHD (88.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in JPMEWeight in SCHDDifference
FASTFastenal Co.0.41%1.49%1.08%
OKEOneok Inc.0.28%1.36%1.08%
DVNDevon Energy Corporation0.38%1.24%0.86%
FITBFifth Third Bancorp0.31%1.30%0.99%
ADMArcher-Daniels-Midland Co.0.38%0.92%0.54%
KMBKimberly-Clark Corp.0.32%0.91%0.59%
PAYXPaychex, Inc.0.19%0.97%0.78%
HSYHershey Co.0.33%0.68%0.35%
RFEurazeo0.32%0.67%0.35%
SNASnap-On Inc.0.40%0.54%0.14%

You are not choosing between two funds in isolation.

Whichever of JPME and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JPMESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JPME or SCHD?

JPME has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option, by $18 a year on a $10,000 investment.

Which performed better, JPME or SCHD?

Over the past year JPME returned +18.94% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), JPME annualized +10.63% vs +11.92% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, JPME or SCHD?

JPME has been the more volatile fund at 16.4% annualized versus 15.0% for SCHD. Worst drawdown: JPME -41.0% vs SCHD -33.4%.

Should I hold both JPME and SCHD?

JPME and SCHD have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between JPME and SCHD?

14.8% of SCHD's money is in holdings JPME also owns. 14.8% of SCHD's is in holdings JPME also owns. They hold 28 positions in common, counted across the 349 positions we hold weights for in JPME and 100 in SCHD.

Which pays a higher dividend, JPME or SCHD?

JPME yields 1.74% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than JPME?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. JPME is less concentrated, with 4.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.