JPRF vs SPY

JPRF vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricJPRFSPYWinner
Expense Ratio0.55%0.09%
AUM$2.3B$821.1B
Dividend Yield0.00%1.01%
Holdings136505
YTD Return-0.66%+12.93%
1Y Return-+20.62%
3Y Return (annualized)-+22.00%
5Y Return (annualized)-+13.33%
Volatility (annualized)-15.3%
Max Drawdown-1.0%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryAllocation/BalancedEquity
InceptionJul 10, 2026Jan 22, 1993

JPRF vs SPY Performance

JPMorgan Preferred and Income Securities ETF (JPRF) is a ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, JPRF is down 0.66% versus a gain of 12.93% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.0% for JPRF and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

JPRF charges 0.55% per year while SPY charges 0.09%. On a $10,000 position that is $55 vs $9 annually, a gap of $46 per year that compounds over a long holding period. On income, JPRF currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.6%overlap

JPRF and SPY share 4 holdings out of 636 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JPRFWeight in SPYDifference
C0.43%0.35%0.08%
MTB0.43%0.06%0.37%
BK0.22%0.16%0.06%
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Frequently Asked Questions

Which is cheaper, JPRF or SPY?

JPRF has an expense ratio of 0.55% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between JPRF and SPY?

JPRF and SPY share 4 common holdings with a 0.6% weight overlap. Combined, they hold 636 unique securities.

Which pays a higher dividend, JPRF or SPY?

JPRF yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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