JULB vs SCHD
Aptus July Buffer ETF vs Schwab US Dividend Equity ETF
Which is better, JULB or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JULB | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $48M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 10 | 206 |
| YTD Return | +10.67% | +28.06%Best |
| 1Y Return | +12.63% | +32.53%Best |
| 3Y Return (annualized) | - | +19.09% |
| 5Y Return (annualized) | - | +9.83% |
| Volatility (annualized) | 6.9%Best | 15.1% |
| Max Drawdown | -5.2%Best | -6.9% |
| $10,000 over 1 years | $11,331 | $13,281Best |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Oct 13, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 14, 2025 to Oct 21, 2026 (1 years).
JULB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
JULB vs SCHD Performance
Aptus July Buffer ETF (JULB) is an ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JULB returned +12.63% while SCHD returned +32.53%. Year to date, JULB is up 10.67% versus a gain of 28.06% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.9% for JULB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.2% for JULB and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
JULB charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, JULB currently yields 0.00% against 3.24% for SCHD.
You are not choosing between two funds in isolation.
Whichever of JULB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JULB or SCHD?
JULB has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, JULB or SCHD?
Over the past year JULB returned +12.63% vs +32.53% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), JULB annualized +13.31% vs +32.81% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JULB or SCHD?
SCHD has been the more volatile fund at 15.1% annualized versus 6.9% for JULB. Worst drawdown: JULB -5.2% vs SCHD -6.9%.
Should I hold both JULB and SCHD?
JULB and SCHD have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JULB or SCHD?
JULB yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JULB?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.