JULB vs VTI
Aptus July Buffer ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JULB or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y. The two have moved almost in lockstep, correlation 0.97.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JULB | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $48M | $690.1B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 10 | 3,524 |
| YTD Return | +11.12% | +14.43%Best |
| 1Y Return | +14.03% | +18.05%Best |
| 3Y Return (annualized) | - | +22.93% |
| 5Y Return (annualized) | - | +12.74% |
| Volatility (annualized) | 6.9%Best | 13.1% |
| Fund Family | Aptus ETFs | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Oct 13, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
JULB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JULB vs VTI Performance
Aptus July Buffer ETF (JULB) is an ETF from Aptus ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JULB returned +14.03% while VTI returned +18.05%. Year to date, JULB is up 11.12% versus a gain of 14.43% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 6.9% for JULB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JULB charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, JULB currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of JULB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JULB or VTI?
JULB has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, JULB or VTI?
Over the past year JULB returned +14.03% vs +18.05% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JULB or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 6.9% for JULB.
Should I hold both JULB and VTI?
JULB and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, JULB or VTI?
JULB yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than JULB?
VTI has a lower expense ratio. VTI led over 1Y. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.