JULZ vs SCHD
JULZ vs SCHD
TrueShares Structured Outcome (July) ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JULZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $36M | $103.7B | |
| Dividend Yield | 5.65% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | +10.45% | +24.26% | |
| 1Y Return | +5.12% | +31.38% | |
| 3Y Return (annualized) | +11.67% | +15.08% | |
| 5Y Return (annualized) | +8.38% | +9.72% | |
| Volatility (annualized) | 12.5% | 13.6% | |
| Max Drawdown | -17.4% | -33.4% | |
| Fund Family | TrueShares | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 30, 2020 | Oct 20, 2011 |
JULZ vs SCHD Performance
TrueShares Structured Outcome (July) ETF (JULZ) is a ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JULZ returned +5.12% while SCHD returned +31.38%. Year to date, JULZ is up 10.45% versus a gain of 24.26% for SCHD.
Over three years, JULZ compounded at +11.67% per year against +15.08% for SCHD; over five years the annualized figures are +8.38% and +9.72% respectively. Across the full 6-year window we track, JULZ has the edge at +11.90% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.5% for JULZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for JULZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JULZ charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, JULZ currently yields 5.65% against 3.31% for SCHD.
Holdings Overlap
JULZ and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JULZ or SCHD?
JULZ has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, JULZ or SCHD?
Over the past year JULZ returned +5.12% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), JULZ annualized +11.90% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, JULZ or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.5% for JULZ. Worst drawdown: JULZ -17.4% vs SCHD -33.4%.
Should I hold both JULZ and SCHD?
JULZ and SCHD have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JULZ and SCHD?
JULZ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, JULZ or SCHD?
JULZ yields 5.65% while SCHD yields 3.31%, so JULZ currently pays the higher dividend yield.
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