KBWP vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricKBWPVYMWinner
Expense Ratio0.35%0.04%
AUM$270M$79.0B
Dividend Yield1.94%2.86%
Holdings27568
YTD Return+8.63%+16.16%
1Y Return+15.68%+26.05%
3Y Return (annualized)+19.51%+18.43%
5Y Return (annualized)+13.24%+12.21%
Volatility (annualized)15.6%14.6%
Max Drawdown-40.3%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 2, 2010Nov 10, 2006

KBWP vs VYM Performance

Invesco KBW Property & Casualty Insurance ETF (KBWP) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year KBWP returned +15.68% while VYM returned +26.05%. Year to date, KBWP is up 8.63% versus a gain of 16.16% for VYM.

Over three years, KBWP compounded at +19.51% per year against +18.43% for VYM; over five years the annualized figures are +13.24% and +12.21% respectively. Across the full 16-year window we track, KBWP has the edge at +12.09% annualized vs +7.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

KBWP has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.3% for KBWP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KBWP charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, KBWP currently yields 1.94% against 2.86% for VYM.

Holdings Overlap

2.5%overlap

KBWP and VYM share 16 holdings out of 566 unique holdings combined, representing a 2.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KBWPWeight in VYMDifference
PGR8.35%0.55%7.80%
TRV8.25%0.30%7.95%
CB7.99%0.55%7.44%
ALLProProPro
CINFProProPro
WRBProProPro
HIGProProPro
EGProProPro
AIGProProPro
AIZProProPro
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Frequently Asked Questions

Which is cheaper, KBWP or VYM?

KBWP has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, KBWP or VYM?

Over the past year KBWP returned +15.68% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (16 years), KBWP annualized +12.09% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, KBWP or VYM?

KBWP has been the more volatile fund at 15.6% annualized versus 14.6% for VYM. Worst drawdown: KBWP -40.3% vs VYM -58.8%.

Should I hold both KBWP and VYM?

KBWP and VYM have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KBWP and VYM?

KBWP and VYM share 16 common holdings with a 2.5% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, KBWP or VYM?

KBWP yields 1.94% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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