KCE vs VTI
State Street SPDR S&P Capital Markets ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, KCE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. KCE led over 3Y, VTI over 1Y, 5Y and the full window. KCE is less concentrated, with 18.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KCE | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $473M | $666.9B |
| Dividend Yield | 1.57% | 1.03% |
| Holdings | 66 | 3,543 |
| YTD Return | +4.50% | +13.60%Best |
| 1Y Return | +4.66% | +18.17%Best |
| 3Y Return (annualized) | +24.28%Best | +23.04% |
| 5Y Return (annualized) | +11.83% | +12.14%Best |
| Volatility (annualized) | 23.0% | 15.5%Best |
| Max Drawdown | -74.4% | -56.6%Best |
| $10,000 over 5 years | $17,490 | $17,734Best |
| Top 10 Weight | 18.5%Best | 33.3% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 8, 2005 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Nov 15, 2005 to Sep 25, 2026 (20.9 years).
KCE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.9 years both funds cover.
KCE vs VTI Performance
State Street SPDR S&P Capital Markets ETF (KCE) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year KCE returned +4.66% while VTI returned +18.17%. Year to date, KCE is up 4.50% versus a gain of 13.60% for VTI.
Over three years, KCE compounded at +24.28% per year against +23.04% for VTI; over five years the annualized figures are +11.83% and +12.14% respectively. Across the full 21-year window we track, VTI has the edge at +9.59% annualized vs +5.78%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KCE has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -74.4% for KCE and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KCE charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, KCE currently yields 1.57% against 1.03% for VTI.
Holdings Overlap
96.5% of KCE's money is in holdings VTI also owns. 3.1% of VTI's money is in holdings KCE also owns.
Most of KCE is already inside VTI. Owning both mostly buys the same companies twice.
62 positions in common, counted across the 66 positions we hold weights for in KCE and 3,463 in VTI, against full books of 66 and 3,543.
What only one of them owns
Measured across the 66 and 3,463 positions we hold weights for.
VTI holds 1,101 positions KCE does not, 94.4% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in KCE | Weight in VTI | Difference |
|---|---|---|---|
| WETFWisdomtree International Equity | 2.01% | 0.00% | 2.01% |
| MKTXMarketaxess Holdings Inc?.? | 1.96% | 0.01% | 1.95% |
| SCHWSchwab Strategic T | 1.72% | 0.24% | 1.48% |
| HLNEHamilton Lane Inc | 1.95% | 0.00% | 1.95% |
| VCTRVictory Receivables Corp | 1.88% | 0.01% | 1.87% |
| TPGTpg Inc | 1.82% | 0.01% | 1.81% |
| LPLALpl Holdings | 1.79% | 0.04% | 1.75% |
| GSGoldman Sachs Group Inc/The | 1.43% | 0.40% | 1.03% |
| OWLBlue Owl Capital, Inc. Class A | 1.81% | 0.01% | 1.80% |
| BXBlackstone Group Inc. Class A | 1.69% | 0.13% | 1.56% |
96.5% of KCE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KCE or VTI?
KCE has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, KCE or VTI?
Over the past year KCE returned +4.66% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (21 years), KCE annualized +5.78% vs +9.59% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KCE or VTI?
KCE has been the more volatile fund at 23.0% annualized versus 15.5% for VTI. Worst drawdown: KCE -74.4% vs VTI -56.6%.
Should I hold both KCE and VTI?
KCE and VTI have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KCE and VTI?
96.5% of KCE's money is in holdings VTI also owns. 3.1% of VTI's is in holdings KCE also owns. They hold 62 positions in common, counted across the 66 positions we hold weights for in KCE and 3,463 in VTI.
Which pays a higher dividend, KCE or VTI?
KCE yields 1.57% while VTI yields 1.03%, so KCE currently pays the higher dividend yield.
Is VTI better than KCE?
VTI has a lower expense ratio. KCE led over 3Y, VTI over 1Y, 5Y and the full window. KCE is less concentrated, with 18.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.