KCE vs SCHD
State Street SPDR S&P Capital Markets ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | KCE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $460M | $103.7B | |
| Dividend Yield | 1.82% | 3.31% | |
| Holdings | 67 | 104 | |
| YTD Return | +8.94% | +25.33% | |
| 1Y Return | +8.73% | +32.31% | |
| 3Y Return (annualized) | +24.60% | +15.40% | |
| 5Y Return (annualized) | +12.80% | +9.70% | |
| Volatility (annualized) | 22.9% | 13.6% | |
| Max Drawdown | -74.4% | -33.4% | |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2005 | Oct 20, 2011 |
KCE vs SCHD Performance
State Street SPDR S&P Capital Markets ETF (KCE) is a ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KCE returned +8.73% while SCHD returned +32.31%. Year to date, KCE is up 8.94% versus a gain of 25.33% for SCHD.
Over three years, KCE compounded at +24.60% per year against +15.40% for SCHD; over five years the annualized figures are +12.80% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +6.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KCE has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -74.4% for KCE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KCE charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, KCE currently yields 1.82% against 3.31% for SCHD.
Holdings Overlap
KCE and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KCE or SCHD?
KCE has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, KCE or SCHD?
Over the past year KCE returned +8.73% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), KCE annualized +6.03% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, KCE or SCHD?
KCE has been the more volatile fund at 22.9% annualized versus 13.6% for SCHD. Worst drawdown: KCE -74.4% vs SCHD -33.4%.
Should I hold both KCE and SCHD?
KCE and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KCE and SCHD?
KCE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, KCE or SCHD?
KCE yields 1.82% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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