KCSH vs SCHD

KCSH vs SCHD

Which is better, KCSH or SCHD?

Ultrashort Term Bond against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. KCSH is less concentrated, with 26.1% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: KCSH

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricKCSHSCHD
Expense Ratio0.20%0.06%Best
AUM$160M$112.2B
Dividend Yield4.22%3.13%
Holdings79103
YTD Return+2.38%+28.59%Best
1Y Return+4.11%+31.77%Best
3Y Return (annualized)-+16.70%
5Y Return (annualized)-+10.09%
Volatility (annualized)0.5%Best12.9%
Max Drawdown-0.6%Best-16.1%
$10,000 over 2.1 years$10,907$13,717Best
Top 10 Weight26.1%Best41.5%
Fund FamilyKraneSharesCharles Schwab Asset Management
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Value
InceptionJul 26, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 26, 2024 to Sep 3, 2026 (2.1 years).

KCSH vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

KCSH vs SCHD Performance

KraneShares Sustainable Ultra Short Duration Index ETF (KCSH) is an ETF from KraneShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year KCSH returned +4.11% while SCHD returned +31.77%. Year to date, KCSH is up 2.38% versus a gain of 28.59% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 0.5% for KCSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.6% for KCSH and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.12. They move largely independently of each other.

Fees and Cost Over Time

KCSH charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, KCSH currently yields 4.22% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 73 holdings in KCSH and 100 in SCHD, totalling 95.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 73 positions we hold weights for in KCSH and 100 in SCHD, against full books of 79 and 103.

What only one of them owns

Measured across the 73 and 100 positions we hold weights for.

SCHD holds 99 positions KCSH does not, 99.9% of the fund.

Largest: ABT 4.70%, AMGN 4.62%, HD 4.32%, MRK 4.26%, KO 4.20%

You are not choosing between two funds in isolation.

Whichever of KCSH and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

KCSHSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, KCSH or SCHD?

KCSH has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.

Which performed better, KCSH or SCHD?

Over the past year KCSH returned +4.11% vs +31.77% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), KCSH annualized +4.22% vs +16.24% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, KCSH or SCHD?

SCHD has been the more volatile fund at 12.9% annualized versus 0.5% for KCSH. Worst drawdown: KCSH -0.6% vs SCHD -16.1%.

Should I hold both KCSH and SCHD?

KCSH and SCHD have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, KCSH or SCHD?

KCSH yields 4.22% while SCHD yields 3.13%, so KCSH currently pays the higher dividend yield.

Is SCHD better than KCSH?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. KCSH is less concentrated, with 26.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.