KMAR vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricKMARVTIWinner
Expense Ratio0.79%0.03%
AUM$34M$663.5B
Dividend Yield0.00%1.07%
Holdings63,543
YTD Return+13.33%+14.96%
1Y Return+20.86%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)7.0%15.4%
Max Drawdown-10.1%-56.6%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionMar 3, 2025May 24, 2001

KMAR vs VTI Performance

Innovator US Small Cap Power Buffer ETF - March (KMAR) is a ETF from Innovator ETFs Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year KMAR returned +20.86% while VTI returned +22.39%. Year to date, KMAR is up 13.33% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.0% for KMAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.1% for KMAR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

KMAR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, KMAR currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, KMAR or VTI?

KMAR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, KMAR or VTI?

Over the past year KMAR returned +20.86% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), KMAR annualized +19.54% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, KMAR or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 7.0% for KMAR. Worst drawdown: KMAR -10.1% vs VTI -56.6%.

Should I hold both KMAR and VTI?

KMAR and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, KMAR or VTI?

KMAR yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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