LCF vs SCHD
Touchstone US Large Cap Focused ETF vs Schwab US Dividend Equity ETF
Which is better, LCF or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. LCF led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LCF | SCHD |
|---|---|---|
| Expense Ratio | 0.56% | 0.06%Best |
| AUM | $69M | $112.1B |
| Dividend Yield | 0.50% | 3.00% |
| Holdings | 46 | 103 |
| YTD Return | +10.65% | +23.60%Best |
| 1Y Return | +11.66% | +28.29%Best |
| 3Y Return (annualized) | +19.25%Best | +16.25% |
| 5Y Return (annualized) | - | +10.25% |
| Volatility (annualized) | 14.0%Best | 14.7% |
| Max Drawdown | -18.3% | -16.1%Best |
| $10,000 over 4.1 years | $18,462Best | $15,648 |
| Top 10 Weight | 55.0% | 41.8%Best |
| Fund Family | Touchstone Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 27, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Jul 29, 2022 to Sep 21, 2026 (4.1 years).
LCF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
LCF vs SCHD Performance
Touchstone US Large Cap Focused ETF (LCF) is an ETF from Touchstone Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LCF returned +11.66% while SCHD returned +28.29%. Year to date, LCF is up 10.65% versus a gain of 23.60% for SCHD.
Over three years, LCF compounded at +19.25% per year against +16.25% for SCHD. Across the full 4-year window we track, LCF has the edge at +16.13% annualized vs +11.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 14.0% for LCF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.3% for LCF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LCF charges 0.56% per year while SCHD charges 0.06%. On a $10,000 position that is $56 vs $6 annually, a gap of $50 per year that compounds over a long holding period. On income, LCF currently yields 0.50% against 3.00% for SCHD.
Holdings Overlap
5.0% of LCF's money is in holdings SCHD also owns. 15.2% of SCHD's money is in holdings LCF also owns.
SCHD and LCF share little of their money.
5 positions in common, counted across the 45 positions we hold weights for in LCF and 100 in SCHD, against full books of 46 and 103.
What only one of them owns
Measured across the 45 and 100 positions we hold weights for.
SCHD holds 94 positions LCF does not, 84.8% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of LCF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LCF or SCHD?
LCF has an expense ratio of 0.56% while SCHD charges 0.06%. SCHD is the cheaper option, by $50 a year on a $10,000 investment.
Which performed better, LCF or SCHD?
Over the past year LCF returned +11.66% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), LCF annualized +16.13% vs +11.54% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LCF or SCHD?
SCHD has been the more volatile fund at 14.7% annualized versus 14.0% for LCF. Worst drawdown: LCF -18.3% vs SCHD -16.1%.
Should I hold both LCF and SCHD?
LCF and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LCF and SCHD?
15.2% of SCHD's money is in holdings LCF also owns. 15.2% of SCHD's is in holdings LCF also owns. They hold 5 positions in common, counted across the 45 positions we hold weights for in LCF and 100 in SCHD.
Which pays a higher dividend, LCF or SCHD?
LCF yields 0.50% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LCF?
SCHD has a lower expense ratio. LCF led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.