LIAU vs VOO
LifeX 2060 Inflation-Protected Longevity Income ETF vs Vanguard S&P 500 ETF
Which is better, LIAU or VOO?
Inflation Protection against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LIAU | VOO |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $2M | $997.4B |
| Dividend Yield | 9.56% | 1.04% |
| Holdings | 29 | 509 |
| YTD Return | -6.16% | +12.50%Best |
| 1Y Return | -7.37% | +17.58%Best |
| 3Y Return (annualized) | - | +21.27% |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 7.4%Best | 12.7% |
| Max Drawdown | -10.2%Best | -18.7% |
| $10,000 over 2 years | $8,972 | $13,952Best |
| Fund Family | Stone Ridge Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Inflation Protection | Large Cap Blend |
| Inception | Jan 17, 2024 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 16, 2024 to Sep 11, 2026 (2 years).
LIAU vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
LIAU vs VOO Performance
LifeX 2060 Inflation-Protected Longevity Income ETF (LIAU) is an ETF from Stone Ridge Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year LIAU returned -7.37% while VOO returned +17.58%. Year to date, LIAU is down 6.16% versus a gain of 12.50% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 7.4% for LIAU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.2% for LIAU and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LIAU charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, LIAU currently yields 9.56% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 15 holdings in LIAU and 505 in VOO, totalling 89.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, LIAU as of Aug 18, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 15 positions we hold weights for in LIAU and 505 in VOO, against full books of 29 and 509.
You are not choosing between two funds in isolation.
Whichever of LIAU and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LIAU or VOO?
LIAU has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, LIAU or VOO?
Over the past year LIAU returned -7.37% vs +17.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), LIAU annualized -5.28% vs +18.12% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LIAU or VOO?
VOO has been the more volatile fund at 12.7% annualized versus 7.4% for LIAU. Worst drawdown: LIAU -10.2% vs VOO -18.7%.
Should I hold both LIAU and VOO?
LIAU and VOO have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LIAU or VOO?
LIAU yields 9.56% while VOO yields 1.04%, so LIAU currently pays the higher dividend yield.
Is VOO better than LIAU?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.