LQIG vs VTI
State Street SPDR MarketAxess Investment Grade 400 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LQIG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $28M | $666.9B | |
| Dividend Yield | 5.07% | 1.07% | |
| Holdings | 371 | 3,543 | |
| YTD Return | +0.13% | +13.14% | |
| 1Y Return | +6.27% | +22.35% | |
| 3Y Return (annualized) | +4.73% | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 9.1% | 15.3% | |
| Max Drawdown | -11.9% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 11, 2022 | May 24, 2001 |
LQIG vs VTI Performance
State Street SPDR MarketAxess Investment Grade 400 Corporate Bond ETF (LQIG) is a ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LQIG returned +6.27% while VTI returned +22.35%. Year to date, LQIG is up 0.13% versus a gain of 13.14% for VTI.
Over three years, LQIG compounded at +4.73% per year against +21.83% for VTI. Across the full 4-year window we track, VTI has the edge at +8.09% annualized vs +3.61%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.1% for LQIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.9% for LQIG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LQIG charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, LQIG currently yields 5.07% against 1.07% for VTI.
Holdings Overlap
LQIG and VTI share 0 holdings out of 2869 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LQIG or VTI?
LQIG has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, LQIG or VTI?
Over the past year LQIG returned +6.27% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), LQIG annualized +3.61% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, LQIG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.1% for LQIG. Worst drawdown: LQIG -11.9% vs VTI -56.6%.
Should I hold both LQIG and VTI?
LQIG and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LQIG and VTI?
LQIG and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2869 unique securities.
Which pays a higher dividend, LQIG or VTI?
LQIG yields 5.07% while VTI yields 1.07%, so LQIG currently pays the higher dividend yield.
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