LRNZ vs VTI
TrueShares Technology, AI & Deep Learning ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. LRNZ delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LRNZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $43M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 26 | 3,543 | |
| YTD Return | +33.21% | +13.14% | |
| 1Y Return | +51.71% | +22.35% | |
| 3Y Return (annualized) | +28.49% | +21.83% | |
| 5Y Return (annualized) | +6.24% | +12.01% | |
| Volatility (annualized) | 33.5% | 15.3% | |
| Max Drawdown | -61.3% | -56.6% | |
| Fund Family | TrueShares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 28, 2020 | May 24, 2001 |
LRNZ vs VTI Performance
TrueShares Technology, AI & Deep Learning ETF (LRNZ) is a ETF from TrueShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LRNZ returned +51.71% while VTI returned +22.35%. Year to date, LRNZ is up 33.21% versus a gain of 13.14% for VTI.
Over three years, LRNZ compounded at +28.49% per year against +21.83% for VTI; over five years the annualized figures are +6.24% and +12.01% respectively. Across the full 7-year window we track, LRNZ has the edge at +15.03% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LRNZ has been the more volatile fund, with annualized monthly volatility of 33.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -61.3% for LRNZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LRNZ charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, LRNZ currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
LRNZ and VTI share 22 holdings out of 2791 unique holdings combined, representing a 16.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LRNZ or VTI?
LRNZ has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, LRNZ or VTI?
Over the past year LRNZ returned +51.71% vs +22.35% for VTI, so LRNZ leads on 1-year performance. Over the longest common window we track (7 years), LRNZ annualized +15.03% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, LRNZ or VTI?
LRNZ has been the more volatile fund at 33.5% annualized versus 15.3% for VTI. Worst drawdown: LRNZ -61.3% vs VTI -56.6%.
Should I hold both LRNZ and VTI?
LRNZ and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LRNZ and VTI?
LRNZ and VTI share 22 common holdings with a 16.0% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, LRNZ or VTI?
LRNZ yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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