MAGS vs SCHD

MAGS vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricMAGSSCHDWinner
Expense Ratio0.30%0.06%
AUM$4.4B$108.7B
Dividend Yield1.48%3.13%
Holdings25104
YTD Return+2.13%+26.50%
1Y Return+10.64%+31.25%
3Y Return (annualized)+31.51%+16.34%
5Y Return (annualized)-+10.10%
Volatility (annualized)21.6%13.6%
Max Drawdown-29.4%-33.4%
Fund FamilyRoundhill InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionApr 11, 2023Oct 20, 2011

MAGS vs SCHD Performance

Roundhill Magnificent Seven ETF (MAGS) is a ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MAGS returned +10.64% while SCHD returned +31.25%. Year to date, MAGS is up 2.13% versus a gain of 26.50% for SCHD.

Over three years, MAGS compounded at +31.51% per year against +16.34% for SCHD. Across the full 3-year window we track, MAGS has the edge at +35.69% annualized vs +11.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MAGS has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.4% for MAGS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MAGS charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, MAGS currently yields 1.48% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

MAGS and SCHD share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MAGS or SCHD?

MAGS has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, MAGS or SCHD?

Over the past year MAGS returned +10.64% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), MAGS annualized +35.69% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, MAGS or SCHD?

MAGS has been the more volatile fund at 21.6% annualized versus 13.6% for SCHD. Worst drawdown: MAGS -29.4% vs SCHD -33.4%.

Should I hold both MAGS and SCHD?

MAGS and SCHD have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MAGS and SCHD?

MAGS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.

Which pays a higher dividend, MAGS or SCHD?

MAGS yields 1.48% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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