MANI vs VTI

MANI vs VTI

Which is better, MANI or VTI?

Investment Grade Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMANIVTI
Expense Ratio0.85%0.03%Best
AUM$22M$666.9B
Dividend Yield4.66%1.03%
Holdings893,543
YTD Return+6.42%+12.28%Best
1Y Return+9.09%+16.78%Best
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+11.94%
Volatility (annualized)1.7%Best13.1%
Fund FamilyMan Solutions LLCVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionSep 16, 2025May 24, 2001

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

MANI vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

MANI vs VTI Performance

Man Active Income ETF (MANI) is an ETF from Man Solutions LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MANI returned +9.09% while VTI returned +16.78%. Year to date, MANI is up 6.42% versus a gain of 12.28% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 1.7% for MANI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MANI charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, MANI currently yields 4.66% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 11 holdings in MANI and 3,463 in VTI, totalling 10.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 11 positions we hold weights for in MANI and 3,463 in VTI, against full books of 89 and 3,543.

You are not choosing between two funds in isolation.

Whichever of MANI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MANIVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MANI or VTI?

MANI has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.

Which performed better, MANI or VTI?

Over the past year MANI returned +9.09% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MANI or VTI?

VTI has been the more volatile fund at 13.1% annualized versus 1.7% for MANI.

Should I hold both MANI and VTI?

MANI and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, MANI or VTI?

MANI yields 4.66% while VTI yields 1.03%, so MANI currently pays the higher dividend yield.

Is VTI better than MANI?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.