MINV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. MINV delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: MINVMore Diversified: SCHD

Side-by-Side Comparison

MetricMINVSCHDWinner
Expense Ratio0.79%0.06%
AUM$161M$103.7B
Dividend Yield0.97%3.31%
Holdings62104
YTD Return+35.86%+25.62%
1Y Return+53.33%+32.62%
3Y Return (annualized)+29.58%+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)27.5%13.6%
Max Drawdown-23.5%-33.4%
Fund FamilyMatthews Asia FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJul 13, 2022Oct 20, 2011

MINV vs SCHD Performance

Matthews Asia Innovators Active ETF (MINV) is a ETF from Matthews Asia Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MINV returned +53.33% while SCHD returned +32.62%. Year to date, MINV is up 35.86% versus a gain of 25.62% for SCHD.

Over three years, MINV compounded at +29.58% per year against +15.58% for SCHD. Across the full 4-year window we track, MINV has the edge at +18.99% annualized vs +11.47%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MINV has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.5% for MINV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MINV charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, MINV currently yields 0.97% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

MINV and SCHD share 0 holdings out of 166 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MINV or SCHD?

MINV has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

Which performed better, MINV or SCHD?

Over the past year MINV returned +53.33% vs +32.62% for SCHD, so MINV leads on 1-year performance. Over the longest common window we track (4 years), MINV annualized +18.99% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, MINV or SCHD?

MINV has been the more volatile fund at 27.5% annualized versus 13.6% for SCHD. Worst drawdown: MINV -23.5% vs SCHD -33.4%.

Should I hold both MINV and SCHD?

MINV and SCHD have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MINV and SCHD?

MINV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 166 unique securities.

Which pays a higher dividend, MINV or SCHD?

MINV yields 0.97% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.