MLDR vs VTI
Global X Intermediate-Term Treasury Ladder ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MLDR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.03% | |
| AUM | $9M | $666.9B | |
| Dividend Yield | 3.83% | 1.07% | |
| Holdings | 65 | 3,543 | |
| YTD Return | -0.87% | +13.14% | |
| 1Y Return | +1.38% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 3.8% | 15.3% | |
| Max Drawdown | -4.5% | -56.6% | |
| Fund Family | Global X by mirae Asset | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 9, 2024 | May 24, 2001 |
MLDR vs VTI Performance
Global X Intermediate-Term Treasury Ladder ETF (MLDR) is a ETF from Global X by mirae Asset and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MLDR returned +1.38% while VTI returned +22.35%. Year to date, MLDR is down 0.87% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.8% for MLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.5% for MLDR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MLDR charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, MLDR currently yields 3.83% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, MLDR or VTI?
MLDR has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, MLDR or VTI?
Over the past year MLDR returned +1.38% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), MLDR annualized +1.10% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, MLDR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.8% for MLDR. Worst drawdown: MLDR -4.5% vs VTI -56.6%.
Should I hold both MLDR and VTI?
MLDR and VTI have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, MLDR or VTI?
MLDR yields 3.83% while VTI yields 1.07%, so MLDR currently pays the higher dividend yield.
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