MOTG vs SCHD
VanEck Morningstar Global Wide Moat ETF vs Schwab US Dividend Equity ETF
Which is better, MOTG or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. MOTG is less concentrated, with 21.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MOTG | SCHD |
|---|---|---|
| Expense Ratio | 0.52% | 0.06%Best |
| AUM | $18M | $112.1B |
| Dividend Yield | 2.28% | 3.00% |
| Holdings | 73 | 103 |
| YTD Return | -0.52% | +23.46%Best |
| 1Y Return | -14.04% | +27.20%Best |
| 3Y Return (annualized) | +8.21% | +15.41%Best |
| 5Y Return (annualized) | +3.53% | +10.16%Best |
| Volatility (annualized) | 16.8% | 16.5%Best |
| Max Drawdown | -31.8%Best | -33.4% |
| $10,000 over 5 years | $11,894 | $16,223Best |
| Top 10 Weight | 21.6%Best | 41.8% |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 30, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 31, 2018 to Sep 18, 2026 (7.9 years).
MOTG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
MOTG vs SCHD Performance
VanEck Morningstar Global Wide Moat ETF (MOTG) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MOTG returned -14.04% while SCHD returned +27.20%. Year to date, MOTG is down 0.52% versus a gain of 23.46% for SCHD.
Over three years, MOTG compounded at +8.21% per year against +15.41% for SCHD; over five years the annualized figures are +3.53% and +10.16% respectively. Across the full 8-year window we track, SCHD has the edge at +12.08% annualized vs +8.63%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MOTG has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 16.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.8% for MOTG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOTG charges 0.52% per year while SCHD charges 0.06%. On a $10,000 position that is $52 vs $6 annually, a gap of $46 per year that compounds over a long holding period. On income, MOTG currently yields 2.28% against 3.00% for SCHD.
Holdings Overlap
2.2% of MOTG's money is in holdings SCHD also owns. 3.3% of SCHD's money is in holdings MOTG also owns.
SCHD and MOTG share little of their money.
1 positions in common, counted across the 72 positions we hold weights for in MOTG and 100 in SCHD, against full books of 73 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for MOTG (96.6% of the fund), and 26 for MOTG that do not appear in SCHD (37.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MOTG | Weight in SCHD | Difference |
|---|---|---|---|
| BMYBristol-Myers Squibb Co. | 2.22% | 3.33% | 1.11% |
You are not choosing between two funds in isolation.
Whichever of MOTG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MOTG or SCHD?
MOTG has an expense ratio of 0.52% while SCHD charges 0.06%. SCHD is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, MOTG or SCHD?
Over the past year MOTG returned -14.04% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), MOTG annualized +8.63% vs +12.08% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MOTG or SCHD?
MOTG has been the more volatile fund at 16.8% annualized versus 16.5% for SCHD. Worst drawdown: MOTG -31.8% vs SCHD -33.4%.
Should I hold both MOTG and SCHD?
MOTG and SCHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MOTG and SCHD?
3.3% of SCHD's money is in holdings MOTG also owns. 3.3% of SCHD's is in holdings MOTG also owns. They hold 1 positions in common, counted across the 72 positions we hold weights for in MOTG and 100 in SCHD.
Which pays a higher dividend, MOTG or SCHD?
MOTG yields 2.28% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MOTG?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. MOTG is less concentrated, with 21.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.