MOTG vs SCHD
VanEck Morningstar Global Wide Moat ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | MOTG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.52% | 0.06% | |
| AUM | $18M | $108.7B | |
| Dividend Yield | 2.37% | 3.13% | |
| Holdings | 78 | 104 | |
| YTD Return | +4.50% | +28.70% | |
| 1Y Return | -5.86% | +32.27% | |
| 3Y Return (annualized) | +10.20% | +17.27% | |
| 5Y Return (annualized) | +3.88% | +10.23% | |
| Volatility (annualized) | 16.8% | 13.7% | |
| Max Drawdown | -31.8% | -33.4% | |
| Fund Family | VanEck | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 30, 2018 | Oct 20, 2011 |
MOTG vs SCHD Performance
VanEck Morningstar Global Wide Moat ETF (MOTG) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MOTG returned -5.86% while SCHD returned +32.27%. Year to date, MOTG is up 4.50% versus a gain of 28.70% for SCHD.
Over three years, MOTG compounded at +10.20% per year against +17.27% for SCHD; over five years the annualized figures are +3.88% and +10.23% respectively. Across the full 8-year window we track, SCHD has the edge at +11.63% annualized vs +9.41%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MOTG has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.8% for MOTG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOTG charges 0.52% per year while SCHD charges 0.06%. On a $10,000 position that is $52 vs $6 annually, a gap of $46 per year that compounds over a long holding period. On income, MOTG currently yields 2.37% against 3.13% for SCHD.
Holdings Overlap
MOTG and SCHD share 1 holdings out of 171 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MOTG | Weight in SCHD | Difference |
|---|---|---|---|
| BMY | 2.05% | 3.31% | 1.26% |
Frequently Asked Questions
Which is cheaper, MOTG or SCHD?
MOTG has an expense ratio of 0.52% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, MOTG or SCHD?
Over the past year MOTG returned -5.86% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), MOTG annualized +9.41% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, MOTG or SCHD?
MOTG has been the more volatile fund at 16.8% annualized versus 13.7% for SCHD. Worst drawdown: MOTG -31.8% vs SCHD -33.4%.
Should I hold both MOTG and SCHD?
MOTG and SCHD have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MOTG and SCHD?
MOTG and SCHD share 1 common holdings with a 2.0% weight overlap. Combined, they hold 171 unique securities.
Which pays a higher dividend, MOTG or SCHD?
MOTG yields 2.37% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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