MOTO vs SCHD
Guinness Atkinson Smart Transportation & Technology ETF vs Schwab US Dividend Equity ETF
Which is better, MOTO or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. MOTO led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MOTO | SCHD |
|---|---|---|
| Expense Ratio | 0.68% | 0.06%Best |
| AUM | $9M | $112.2B |
| Dividend Yield | 0.91% | 3.13% |
| Holdings | 39 | 103 |
| YTD Return | +14.53% | +26.13%Best |
| 1Y Return | +27.13% | +30.01%Best |
| 3Y Return (annualized) | +16.20%Best | +16.09% |
| 5Y Return (annualized) | +7.60% | +9.95%Best |
| Volatility (annualized) | 24.8% | 16.6%Best |
| Max Drawdown | -38.2% | -33.4%Best |
| $10,000 over 5 years | $14,423 | $16,069Best |
| Top 10 Weight | 42.2% | 41.5%Best |
| Fund Family | SmartETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 15, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 15, 2019 to Sep 8, 2026 (6.8 years).
MOTO vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.8 years both funds cover.
MOTO vs SCHD Performance
Guinness Atkinson Smart Transportation & Technology ETF (MOTO) is an ETF from SmartETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MOTO returned +27.13% while SCHD returned +30.01%. Year to date, MOTO is up 14.53% versus a gain of 26.13% for SCHD.
Over three years, MOTO compounded at +16.20% per year against +16.09% for SCHD; over five years the annualized figures are +7.60% and +9.95% respectively. Across the full 7-year window we track, MOTO has the edge at +15.53% annualized vs +12.23%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MOTO has been the more volatile fund, with annualized monthly volatility of 24.8% compared with 16.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.2% for MOTO and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOTO charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, MOTO currently yields 0.91% against 3.13% for SCHD.
Holdings Overlap
1.4% of MOTO's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings MOTO also owns.
MOTO and SCHD share little of their money.
1 positions in common, counted across the 38 positions we hold weights for in MOTO and 100 in SCHD, against full books of 39 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for MOTO (99.4% of the fund), and 18 for MOTO that do not appear in SCHD (52.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MOTO | Weight in SCHD | Difference |
|---|---|---|---|
| SWKSSkyworks Solutions Inccommon Stock | 1.38% | 0.27% | 1.11% |
You are not choosing between two funds in isolation.
Whichever of MOTO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MOTO or SCHD?
MOTO has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, MOTO or SCHD?
Over the past year MOTO returned +27.13% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), MOTO annualized +15.53% vs +12.23% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MOTO or SCHD?
MOTO has been the more volatile fund at 24.8% annualized versus 16.6% for SCHD. Worst drawdown: MOTO -38.2% vs SCHD -33.4%.
Should I hold both MOTO and SCHD?
MOTO and SCHD have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MOTO and SCHD?
1.4% of MOTO's money is in holdings SCHD also owns. 0.3% of SCHD's is in holdings MOTO also owns. They hold 1 positions in common, counted across the 38 positions we hold weights for in MOTO and 100 in SCHD.
Which pays a higher dividend, MOTO or SCHD?
MOTO yields 0.91% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MOTO?
SCHD has a lower expense ratio. MOTO led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.