MOTO vs SCHD
Guinness Atkinson Smart Transportation & Technology ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MOTO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.06% | |
| AUM | $9M | $103.7B | |
| Dividend Yield | 0.87% | 3.31% | |
| Holdings | 36 | 104 | |
| YTD Return | +17.00% | +26.21% | |
| 1Y Return | +29.50% | +29.99% | |
| 3Y Return (annualized) | +16.12% | +15.73% | |
| 5Y Return (annualized) | +7.78% | +9.67% | |
| Volatility (annualized) | 24.9% | 13.6% | |
| Max Drawdown | -38.2% | -33.4% | |
| Fund Family | SmartETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 15, 2019 | Oct 20, 2011 |
MOTO vs SCHD Performance
Guinness Atkinson Smart Transportation & Technology ETF (MOTO) is a ETF from SmartETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MOTO returned +29.50% while SCHD returned +29.99%. Year to date, MOTO is up 17.00% versus a gain of 26.21% for SCHD.
Over three years, MOTO compounded at +16.12% per year against +15.73% for SCHD; over five years the annualized figures are +7.78% and +9.67% respectively. Across the full 7-year window we track, MOTO has the edge at +16.08% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MOTO has been the more volatile fund, with annualized monthly volatility of 24.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.2% for MOTO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOTO charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, MOTO currently yields 0.87% against 3.31% for SCHD.
Holdings Overlap
MOTO and SCHD share 1 holdings out of 135 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MOTO | Weight in SCHD | Difference |
|---|---|---|---|
| SWKS | 1.30% | 0.24% | 1.06% |
Frequently Asked Questions
Which is cheaper, MOTO or SCHD?
MOTO has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, MOTO or SCHD?
Over the past year MOTO returned +29.50% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), MOTO annualized +16.08% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, MOTO or SCHD?
MOTO has been the more volatile fund at 24.9% annualized versus 13.6% for SCHD. Worst drawdown: MOTO -38.2% vs SCHD -33.4%.
Should I hold both MOTO and SCHD?
MOTO and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MOTO and SCHD?
MOTO and SCHD share 1 common holdings with a 0.2% weight overlap. Combined, they hold 135 unique securities.
Which pays a higher dividend, MOTO or SCHD?
MOTO yields 0.87% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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