MSFL vs SCHD
MSFL vs SCHD
GraniteShares 2x Long MSFT Daily ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MSFL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.15% | 0.06% | |
| AUM | $124M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 2 | 104 | |
| YTD Return | -2.08% | +24.26% | |
| 1Y Return | -22.06% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 61.3% | 13.6% | |
| Max Drawdown | -62.1% | -33.4% | |
| Fund Family | GraniteShares | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 4, 2024 | Oct 20, 2011 |
MSFL vs SCHD Performance
GraniteShares 2x Long MSFT Daily ETF (MSFL) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MSFL returned -22.06% while SCHD returned +31.38%. Year to date, MSFL is down 2.08% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
MSFL has been the more volatile fund, with annualized monthly volatility of 61.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.1% for MSFL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.05. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MSFL charges 1.15% per year while SCHD charges 0.06%. On a $10,000 position that is $115 vs $6 annually, a gap of $109 per year that compounds over a long holding period. On income, MSFL currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
MSFL and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MSFL or SCHD?
MSFL has an expense ratio of 1.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.
Which performed better, MSFL or SCHD?
Over the past year MSFL returned -22.06% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MSFL annualized -0.19% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, MSFL or SCHD?
MSFL has been the more volatile fund at 61.3% annualized versus 13.6% for SCHD. Worst drawdown: MSFL -62.1% vs SCHD -33.4%.
Should I hold both MSFL and SCHD?
MSFL and SCHD have a monthly-return correlation of 0.05, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MSFL and SCHD?
MSFL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, MSFL or SCHD?
MSFL yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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