MSFL vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricMSFLVTIWinner
Expense Ratio1.15%0.03%
AUM$124M$663.5B
Dividend Yield0.00%1.07%
Holdings23,543
YTD Return+0.31%+14.16%
1Y Return-20.48%+23.62%
3Y Return (annualized)-+21.43%
5Y Return (annualized)-+12.33%
Volatility (annualized)61.6%15.3%
Max Drawdown-62.1%-56.6%
Fund FamilyGraniteSharesVanguard (US)
CategoryEquityEquity
InceptionMar 4, 2024May 24, 2001

MSFL vs VTI Performance

GraniteShares 2x Long MSFT Daily ETF (MSFL) is a ETF from GraniteShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MSFL returned -20.48% while VTI returned +23.62%. Year to date, MSFL is up 0.31% versus a gain of 14.16% for VTI.

Risk: Volatility and Drawdowns

MSFL has been the more volatile fund, with annualized monthly volatility of 61.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.1% for MSFL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MSFL charges 1.15% per year while VTI charges 0.03%. On a $10,000 position that is $115 vs $3 annually, a gap of $112 per year that compounds over a long holding period. On income, MSFL currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

3.8%overlap

MSFL and VTI share 1 holdings out of 2783 unique holdings combined, representing a 3.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MSFLWeight in VTIDifference
MSFT66.65%3.81%62.84%

Frequently Asked Questions

Which is cheaper, MSFL or VTI?

MSFL has an expense ratio of 1.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $112 per year of difference.

Which performed better, MSFL or VTI?

Over the past year MSFL returned -20.48% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), MSFL annualized +0.81% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, MSFL or VTI?

MSFL has been the more volatile fund at 61.6% annualized versus 15.3% for VTI. Worst drawdown: MSFL -62.1% vs VTI -56.6%.

Should I hold both MSFL and VTI?

MSFL and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MSFL and VTI?

MSFL and VTI share 1 common holdings with a 3.8% weight overlap. Combined, they hold 2783 unique securities.

Which pays a higher dividend, MSFL or VTI?

MSFL yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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