MSFU vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricMSFUVTIWinner
Expense Ratio0.98%0.03%
AUM$773M$663.5B
Dividend Yield13.70%1.07%
Holdings93,543
YTD Return-0.82%+13.87%
1Y Return-22.62%+23.31%
3Y Return (annualized)+12.76%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)51.7%15.3%
Max Drawdown-62.4%-56.6%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionSep 7, 2022May 24, 2001

MSFU vs VTI Performance

Direxion Daily MSFT Bull 2X ETF (MSFU) is a ETF from Direxion Shares ETF Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MSFU returned -22.62% while VTI returned +23.31%. Year to date, MSFU is down 0.82% versus a gain of 13.87% for VTI.

Over three years, MSFU compounded at +12.76% per year against +21.17% for VTI. Across the full 4-year window we track, MSFU has the edge at +17.10% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MSFU has been the more volatile fund, with annualized monthly volatility of 51.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.4% for MSFU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MSFU charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, MSFU currently yields 13.70% against 1.07% for VTI.

Holdings Overlap

3.8%overlap

MSFU and VTI share 1 holdings out of 2787 unique holdings combined, representing a 3.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MSFUWeight in VTIDifference
MSFT16.39%3.81%12.58%

Frequently Asked Questions

Which is cheaper, MSFU or VTI?

MSFU has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, MSFU or VTI?

Over the past year MSFU returned -22.62% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MSFU annualized +17.10% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, MSFU or VTI?

MSFU has been the more volatile fund at 51.7% annualized versus 15.3% for VTI. Worst drawdown: MSFU -62.4% vs VTI -56.6%.

Should I hold both MSFU and VTI?

MSFU and VTI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MSFU and VTI?

MSFU and VTI share 1 common holdings with a 3.8% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, MSFU or VTI?

MSFU yields 13.70% while VTI yields 1.07%, so MSFU currently pays the higher dividend yield.

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