MUND vs QQQ

MUND vs QQQ
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Quick Verdict

QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: TiedHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricMUNDQQQWinner
Expense Ratio0.18%0.18%
AUM$4M$496.3B
Dividend Yield3.24%0.44%
Holdings99108
YTD Return+0.29%+16.30%
1Y Return+4.59%+24.83%
3Y Return (annualized)-+25.48%
5Y Return (annualized)-+14.50%
Volatility (annualized)4.3%30.6%
Max Drawdown-4.2%-83.0%
Fund FamilyNorthern Trust Asset ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionMar 1, 2025Mar 10, 1999

MUND vs QQQ Performance

Northern Trust 2055 Tax-Exempt Distributing Ladder ETF (MUND) is a ETF from Northern Trust Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year MUND returned +4.59% while QQQ returned +24.83%. Year to date, MUND is up 0.29% versus a gain of 16.30% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.3% for MUND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.2% for MUND and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MUND charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, MUND currently yields 3.24% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

MUND and QQQ share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MUND or QQQ?

MUND has an expense ratio of 0.18% while QQQ charges 0.18%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, MUND or QQQ?

Over the past year MUND returned +4.59% vs +24.83% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), MUND annualized +4.46% vs +13.01% for QQQ. Past performance does not guarantee future results.

Which is riskier, MUND or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 4.3% for MUND. Worst drawdown: MUND -4.2% vs QQQ -83.0%.

Should I hold both MUND and QQQ?

MUND and QQQ have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MUND and QQQ?

MUND and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.

Which pays a higher dividend, MUND or QQQ?

MUND yields 3.24% while QQQ yields 0.44%, so MUND currently pays the higher dividend yield.

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