NBTR vs SCHJ
Neuberger Berman Total Return Bond ETF vs Schwab 1-5 Year Corporate Bond ETF
Which is better, NBTR or SCHJ?
SCHJ has been ahead.
SCHJ has a lower expense ratio. SCHJ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NBTR | SCHJ |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $61M | $908M |
| Dividend Yield | 5.59% | 4.58% |
| Holdings | 996 | 6,690 |
| YTD Return | -1.10% | +0.52%Best |
| 1Y Return | -0.75% | +1.20%Best |
| 3Y Return (annualized) | - | +5.09% |
| 5Y Return (annualized) | - | +2.38% |
| Volatility (annualized) | 3.9% | 2.0%Best |
| Max Drawdown | -4.4% | -1.5%Best |
| $10,000 over 1.9 years | $10,654 | $10,725Best |
| Fund Family | Neuberger Berman | Charles Schwab Asset Management |
| Category | Fixed Income | Fixed Income |
| Style | Short Term Bond | Short Term Bond |
| Inception | Dec 17, 2024 | Oct 10, 2019 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Dec 18, 2024 to Nov 11, 2026 (1.9 years).
NBTR vs SCHJ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
NBTR vs SCHJ Performance
Neuberger Berman Total Return Bond ETF (NBTR) is an ETF from Neuberger Berman and Schwab 1-5 Year Corporate Bond ETF (SCHJ) is an ETF from Charles Schwab Asset Management. Over the past year NBTR returned -0.75% while SCHJ returned +1.20%. Year to date, NBTR is down 1.10% versus a gain of 0.52% for SCHJ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NBTR has been the more volatile fund, with annualized monthly volatility of 3.9% compared with 2.0% for SCHJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.4% for NBTR and -1.5% for SCHJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NBTR charges 0.38% per year while SCHJ charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, NBTR currently yields 5.59% against 4.58% for SCHJ.
Holdings Overlap
We hold position weights for 177 holdings in NBTR and 2,654 in SCHJ, totalling 37.8% and 76.8% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 9 positions appear in both.
9 positions in common, counted across the 177 positions we hold weights for in NBTR and 2,654 in SCHJ, against full books of 996 and 6,690.
Top Shared Holdings
| Stock | Weight in NBTR | Weight in SCHJ | Difference |
|---|---|---|---|
| UBS 5.65 09/11/28UBS AG LONDON 5.65% 09/11/28 | 0.32% | 0.04% | 0.28% |
| NWG V5.115 05/23/31Natwest Group Plc 5.12% May 23, 2031 | 0.31% | 0.04% | 0.27% |
| GM 6.8 10/01/27General Motors Company 6.80% 2027-10-01 | 0.24% | 0.03% | 0.21% |
| NEE 4.9 02/28/28Nextera Energy 4.9 02/28/2028 | 0.17% | 0.03% | 0.14% |
| PNW 4.9 05/15/28Pinnacle West Capital Corp 4.9% 05/15/2028 | 0.15% | 0.01% | 0.14% |
| HCA 5.45 04/01/31Hca Inc 5.45 2031-04-01 | 0.09% | 0.05% | 0.04% |
| D 5 06/15/30Dominion Energy Inc 5% Jun 15, 2030 | 0.10% | 0.02% | 0.08% |
| EIX 2.5 06/01/31 GSouthern California Edison Company 2.5% Jun 01, 2031 | 0.06% | 0.01% | 0.05% |
| ENBCN 5.3 04/05/29Enbridge Inc 5.3 2029-04-05 | 0.02% | 0.02% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of NBTR and SCHJ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NBTR or SCHJ?
NBTR has an expense ratio of 0.38% while SCHJ charges 0.03%. SCHJ is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, NBTR or SCHJ?
Over the past year NBTR returned -0.75% vs +1.20% for SCHJ, so SCHJ leads on 1-year performance. Over the longest common window we track (2 years), NBTR annualized +3.39% vs +3.75% for SCHJ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NBTR or SCHJ?
NBTR has been the more volatile fund at 3.9% annualized versus 2.0% for SCHJ. Worst drawdown: NBTR -4.4% vs SCHJ -1.5%.
Should I hold both NBTR and SCHJ?
NBTR and SCHJ have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NBTR or SCHJ?
NBTR yields 5.59% while SCHJ yields 4.58%, so NBTR currently pays the higher dividend yield.
Is SCHJ better than NBTR?
SCHJ has a lower expense ratio. SCHJ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.