NDIV vs SCHD
Amplify Energy & Natural Resources Covered Call ETF vs Schwab US Dividend Equity ETF
Which is better, NDIV or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. NDIV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NDIV | SCHD |
|---|---|---|
| Expense Ratio | 0.59% | 0.06%Best |
| AUM | $30M | $112.1B |
| Dividend Yield | 8.97% | 3.00% |
| Holdings | 108 | 103 |
| YTD Return | +33.51%Best | +21.99% |
| 1Y Return | +29.25%Best | +25.92% |
| 3Y Return (annualized) | +15.78%Best | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 18.6% | 14.8%Best |
| Max Drawdown | -19.7% | -16.1%Best |
| $10,000 over 4.1 years | $17,372Best | $15,295 |
| Fund Family | Amplify ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Aug 24, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 24, 2022 to Sep 23, 2026 (4.1 years).
NDIV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
NDIV vs SCHD Performance
Amplify Energy & Natural Resources Covered Call ETF (NDIV) is an ETF from Amplify ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NDIV returned +29.25% while SCHD returned +25.92%. Year to date, NDIV is up 33.51% versus a gain of 21.99% for SCHD.
Over three years, NDIV compounded at +15.78% per year against +15.66% for SCHD. Across the full 4-year window we track, NDIV has the edge at +14.42% annualized vs +10.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NDIV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for NDIV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NDIV charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, NDIV currently yields 8.97% against 3.00% for SCHD.
Holdings Overlap
At least 1.5% of SCHD's money is in holdings NDIV also owns.
Stated as a floor: for NDIV, our book for it covers 94.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and NDIV share little of their money.
1 positions in common, counted across the 33 positions we hold weights for in NDIV and 100 in SCHD, against full books of 108 and 103.
Top Shared Holdings
| Stock | Weight in NDIV | Weight in SCHD | Difference |
|---|---|---|---|
| OKEOneok Inc. | 4.74% | 1.47% | 3.27% |
You are not choosing between two funds in isolation.
Whichever of NDIV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NDIV or SCHD?
NDIV has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, NDIV or SCHD?
Over the past year NDIV returned +29.25% vs +25.92% for SCHD, so NDIV leads on 1-year performance. Over the longest common window we track (4 years), NDIV annualized +14.42% vs +10.92% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NDIV or SCHD?
NDIV has been the more volatile fund at 18.6% annualized versus 14.8% for SCHD. Worst drawdown: NDIV -19.7% vs SCHD -16.1%.
Should I hold both NDIV and SCHD?
NDIV and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NDIV and SCHD?
At least 1.5% of SCHD's money is in holdings NDIV also owns. Our book for NDIV is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 33 positions we hold weights for in NDIV and 100 in SCHD.
Which pays a higher dividend, NDIV or SCHD?
NDIV yields 8.97% while SCHD yields 3.00%, so NDIV currently pays the higher dividend yield.
Is SCHD better than NDIV?
SCHD has a lower expense ratio. NDIV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.