NDIV vs SCHD
Amplify Energy & Natural Resources Covered Call ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. NDIV delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NDIV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $27M | $103.7B | |
| Dividend Yield | 8.54% | 3.31% | |
| Holdings | 60 | 104 | |
| YTD Return | +32.35% | +25.58% | |
| 1Y Return | +34.24% | +31.06% | |
| 3Y Return (annualized) | +15.89% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 18.6% | 13.6% | |
| Max Drawdown | -19.7% | -33.4% | |
| Fund Family | Amplify ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 24, 2022 | Oct 20, 2011 |
NDIV vs SCHD Performance
Amplify Energy & Natural Resources Covered Call ETF (NDIV) is a ETF from Amplify ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NDIV returned +34.24% while SCHD returned +31.06%. Year to date, NDIV is up 32.35% versus a gain of 25.58% for SCHD.
Over three years, NDIV compounded at +15.89% per year against +15.55% for SCHD. Across the full 4-year window we track, NDIV has the edge at +14.62% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NDIV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for NDIV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NDIV charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, NDIV currently yields 8.54% against 3.31% for SCHD.
Holdings Overlap
NDIV and SCHD share 1 holdings out of 133 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in NDIV | Weight in SCHD | Difference |
|---|---|---|---|
| OKE | 4.85% | 1.50% | 3.35% |
Frequently Asked Questions
Which is cheaper, NDIV or SCHD?
NDIV has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, NDIV or SCHD?
Over the past year NDIV returned +34.24% vs +31.06% for SCHD, so NDIV leads on 1-year performance. Over the longest common window we track (4 years), NDIV annualized +14.62% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, NDIV or SCHD?
NDIV has been the more volatile fund at 18.6% annualized versus 13.6% for SCHD. Worst drawdown: NDIV -19.7% vs SCHD -33.4%.
Should I hold both NDIV and SCHD?
NDIV and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NDIV and SCHD?
NDIV and SCHD share 1 common holdings with a 1.5% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, NDIV or SCHD?
NDIV yields 8.54% while SCHD yields 3.31%, so NDIV currently pays the higher dividend yield.
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