NDIV vs VTI
Amplify Energy & Natural Resources Covered Call ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. NDIV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NDIV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $28M | $666.9B | |
| Dividend Yield | 8.67% | 1.07% | |
| Holdings | 54 | 3,543 | |
| YTD Return | +33.84% | +14.82% | |
| 1Y Return | +32.95% | +22.43% | |
| 3Y Return (annualized) | +16.94% | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 18.6% | 15.4% | |
| Max Drawdown | -19.7% | -56.6% | |
| Fund Family | Amplify ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 24, 2022 | May 24, 2001 |
NDIV vs VTI Performance
Amplify Energy & Natural Resources Covered Call ETF (NDIV) is a ETF from Amplify ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NDIV returned +32.95% while VTI returned +22.43%. Year to date, NDIV is up 33.84% versus a gain of 14.82% for VTI.
Over three years, NDIV compounded at +16.94% per year against +21.93% for VTI. Across the full 4-year window we track, NDIV has the edge at +14.92% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NDIV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for NDIV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NDIV charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, NDIV currently yields 8.67% against 1.07% for VTI.
Holdings Overlap
NDIV and VTI share 7 holdings out of 2815 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NDIV or VTI?
NDIV has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, NDIV or VTI?
Over the past year NDIV returned +32.95% vs +22.43% for VTI, so NDIV leads on 1-year performance. Over the longest common window we track (4 years), NDIV annualized +14.92% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, NDIV or VTI?
NDIV has been the more volatile fund at 18.6% annualized versus 15.4% for VTI. Worst drawdown: NDIV -19.7% vs VTI -56.6%.
Should I hold both NDIV and VTI?
NDIV and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NDIV and VTI?
NDIV and VTI share 7 common holdings with a 0.1% weight overlap. Combined, they hold 2815 unique securities.
Which pays a higher dividend, NDIV or VTI?
NDIV yields 8.67% while VTI yields 1.07%, so NDIV currently pays the higher dividend yield.
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