NIHI vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricNIHISPYWinner
Expense Ratio0.68%0.09%
AUM$183M$789.1B
Dividend Yield8.30%1.01%
Holdings4505
YTD Return+3.71%+13.39%
1Y Return+8.90%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)-15.3%
Max Drawdown-11.7%-56.5%
Fund FamilyNEOSState Street Investment Management
CategoryFixed IncomeEquity
InceptionSep 17, 2025Jan 22, 1993

NIHI vs SPY Performance

NEOS MSCI EAFE High Income ETF (NIHI) is a ETF from NEOS and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year NIHI returned +8.90% while SPY returned +22.52%. Year to date, NIHI is up 3.71% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.7% for NIHI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NIHI charges 0.68% per year while SPY charges 0.09%. On a $10,000 position that is $68 vs $9 annually, a gap of $59 per year that compounds over a long holding period. On income, NIHI currently yields 8.30% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

NIHI and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NIHI or SPY?

NIHI has an expense ratio of 0.68% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, NIHI or SPY?

Over the past year NIHI returned +8.90% vs +22.52% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between NIHI and SPY?

NIHI and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, NIHI or SPY?

NIHI yields 8.30% while SPY yields 1.01%, so NIHI currently pays the higher dividend yield.

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