NIHI vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricNIHIVTIWinner
Expense Ratio0.68%0.03%
AUM$183M$663.5B
Dividend Yield8.30%1.07%
Holdings43,543
YTD Return+4.03%+14.22%
1Y Return+9.23%+22.19%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)-15.3%
Max Drawdown-11.7%-56.6%
Fund FamilyNEOSVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 17, 2025May 24, 2001

NIHI vs VTI Performance

NEOS MSCI EAFE High Income ETF (NIHI) is a ETF from NEOS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NIHI returned +9.23% while VTI returned +22.19%. Year to date, NIHI is up 4.03% versus a gain of 14.22% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.7% for NIHI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NIHI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, NIHI currently yields 8.30% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

NIHI and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NIHI or VTI?

NIHI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.

Which performed better, NIHI or VTI?

Over the past year NIHI returned +9.23% vs +22.19% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between NIHI and VTI?

NIHI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, NIHI or VTI?

NIHI yields 8.30% while VTI yields 1.07%, so NIHI currently pays the higher dividend yield.

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