NIHI vs SCHD
NEOS MSCI EAFE High Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | NIHI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.06% | |
| AUM | $198M | $112.2B | |
| Dividend Yield | 9.04% | 3.13% | |
| Holdings | 4 | 103 | |
| YTD Return | +3.25% | +27.89% | |
| 1Y Return | +8.40% | +29.93% | |
| 3Y Return (annualized) | - | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -11.7% | -33.4% | |
| Fund Family | NEOS | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 17, 2025 | Oct 20, 2011 |
NIHI vs SCHD Performance
NEOS MSCI EAFE High Income ETF (NIHI) is a ETF from NEOS and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NIHI returned +8.40% while SCHD returned +29.93%. Year to date, NIHI is up 3.25% versus a gain of 27.89% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -11.7% for NIHI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
NIHI charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, NIHI currently yields 9.04% against 3.13% for SCHD.
Holdings Overlap
NIHI and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NIHI or SCHD?
NIHI has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, NIHI or SCHD?
Over the past year NIHI returned +8.40% vs +29.93% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between NIHI and SCHD?
NIHI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, NIHI or SCHD?
NIHI yields 9.04% while SCHD yields 3.13%, so NIHI currently pays the higher dividend yield.
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