NSCI vs VTI
Nuveen Securitized Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NSCI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSCI | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $240M | $666.9B |
| Dividend Yield | 3.84% | 1.03% |
| Holdings | 220 | 3,543 |
| YTD Return | +2.61% | +12.28%Best |
| 1Y Return | +4.29% | +16.78%Best |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 1.6%Best | 13.1% |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 23, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
NSCI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NSCI vs VTI Performance
Nuveen Securitized Income ETF (NSCI) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NSCI returned +4.29% while VTI returned +16.78%. Year to date, NSCI is up 2.61% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 1.6% for NSCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
NSCI charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, NSCI currently yields 3.84% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 29 holdings in NSCI and 3,463 in VTI, totalling 15.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in NSCI and 3,463 in VTI, against full books of 220 and 3,543.
You are not choosing between two funds in isolation.
Whichever of NSCI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSCI or VTI?
NSCI has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, NSCI or VTI?
Over the past year NSCI returned +4.29% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NSCI or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 1.6% for NSCI.
Should I hold both NSCI and VTI?
NSCI and VTI have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NSCI or VTI?
NSCI yields 3.84% while VTI yields 1.03%, so NSCI currently pays the higher dividend yield.
Is VTI better than NSCI?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.