NSCI vs VTI

NSCI vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricNSCIVTIWinner
Expense Ratio0.38%0.03%
AUM$222M$666.9B
Dividend Yield3.44%1.07%
Holdings2203,543
YTD Return+2.95%+13.14%
1Y Return+4.64%+22.35%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)-15.3%
Max Drawdown-1.1%-56.6%
Fund FamilyNuveenVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 23, 2025May 24, 2001

NSCI vs VTI Performance

Nuveen Securitized Income ETF (NSCI) is a ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NSCI returned +4.64% while VTI returned +22.35%. Year to date, NSCI is up 2.95% versus a gain of 13.14% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.1% for NSCI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NSCI charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, NSCI currently yields 3.44% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

NSCI and VTI share 0 holdings out of 2817 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NSCI or VTI?

NSCI has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, NSCI or VTI?

Over the past year NSCI returned +4.64% vs +22.35% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between NSCI and VTI?

NSCI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2817 unique securities.

Which pays a higher dividend, NSCI or VTI?

NSCI yields 3.44% while VTI yields 1.07%, so NSCI currently pays the higher dividend yield.

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