NSCI vs SCHD
Nuveen Securitized Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NSCI offers more diversification with 220 holdings.
Side-by-Side Comparison
| Metric | NSCI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.06% | |
| AUM | $222M | $108.7B | |
| Dividend Yield | 3.44% | 3.13% | |
| Holdings | 220 | 104 | |
| YTD Return | +3.05% | +28.48% | |
| 1Y Return | +4.74% | +30.95% | |
| 3Y Return (annualized) | - | +16.80% | |
| 5Y Return (annualized) | - | +10.27% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -1.1% | -33.4% | |
| Fund Family | Nuveen | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 23, 2025 | Oct 20, 2011 |
NSCI vs SCHD Performance
Nuveen Securitized Income ETF (NSCI) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NSCI returned +4.74% while SCHD returned +30.95%. Year to date, NSCI is up 3.05% versus a gain of 28.48% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.1% for NSCI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
NSCI charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, NSCI currently yields 3.44% against 3.13% for SCHD.
Holdings Overlap
NSCI and SCHD share 1 holdings out of 129 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in NSCI | Weight in SCHD | Difference |
|---|---|---|---|
| GVMXX | 2.23% | 0.05% | 2.18% |
Frequently Asked Questions
Which is cheaper, NSCI or SCHD?
NSCI has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, NSCI or SCHD?
Over the past year NSCI returned +4.74% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between NSCI and SCHD?
NSCI and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, NSCI or SCHD?
NSCI yields 3.44% while SCHD yields 3.13%, so NSCI currently pays the higher dividend yield.
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