NSCI vs VYM

NSCI vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricNSCIVYMWinner
Expense Ratio0.38%0.04%
AUM$222M$81.6B
Dividend Yield3.44%2.24%
Holdings220616
YTD Return+3.05%+15.36%
1Y Return+4.74%+21.96%
3Y Return (annualized)-+18.85%
5Y Return (annualized)-+12.25%
Volatility (annualized)-14.6%
Max Drawdown-1.1%-58.8%
Fund FamilyNuveenVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 23, 2025Nov 10, 2006

NSCI vs VYM Performance

Nuveen Securitized Income ETF (NSCI) is a ETF from Nuveen and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year NSCI returned +4.74% while VYM returned +21.96%. Year to date, NSCI is up 3.05% versus a gain of 15.36% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.1% for NSCI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NSCI charges 0.38% per year while VYM charges 0.04%. On a $10,000 position that is $38 vs $4 annually, a gap of $34 per year that compounds over a long holding period. On income, NSCI currently yields 3.44% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

NSCI and VYM share 0 holdings out of 633 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NSCI or VYM?

NSCI has an expense ratio of 0.38% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, NSCI or VYM?

Over the past year NSCI returned +4.74% vs +21.96% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between NSCI and VYM?

NSCI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 633 unique securities.

Which pays a higher dividend, NSCI or VYM?

NSCI yields 3.44% while VYM yields 2.24%, so NSCI currently pays the higher dividend yield.

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