NTSX vs SCHD
WisdomTree US Efficient Core Fund vs Schwab US Dividend Equity ETF
Which is better, NTSX or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. NTSX led over 3Y and the full window, SCHD over 1Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NTSX | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $1.4B | $112.1B |
| Dividend Yield | 1.07% | 3.00% |
| Holdings | 506 | 103 |
| YTD Return | +8.75% | +21.99%Best |
| 1Y Return | +11.19% | +25.92%Best |
| 3Y Return (annualized) | +20.22%Best | +15.66% |
| 5Y Return (annualized) | +8.13% | +9.48%Best |
| Volatility (annualized) | 16.3%Best | 16.6% |
| Max Drawdown | -31.3%Best | -33.4% |
| $10,000 over 5 years | $14,782 | $15,728Best |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Aug 2, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 2, 2018 to Sep 23, 2026 (8.1 years).
NTSX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.1 years both funds cover.
NTSX vs SCHD Performance
WisdomTree US Efficient Core Fund (NTSX) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NTSX returned +11.19% while SCHD returned +25.92%. Year to date, NTSX is up 8.75% versus a gain of 21.99% for SCHD.
Over three years, NTSX compounded at +20.22% per year against +15.66% for SCHD; over five years the annualized figures are +8.13% and +9.48% respectively. Across the full 8-year window we track, NTSX has the edge at +11.97% annualized vs +11.11%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 16.3% for NTSX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for NTSX and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NTSX charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, NTSX currently yields 1.07% against 3.00% for SCHD.
Holdings Overlap
At least 91.5% of SCHD's money is in holdings NTSX also owns.
Stated as a floor: for NTSX, our book for it covers 90.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of SCHD is already inside NTSX. Owning both mostly buys the same companies twice.
43 positions in common, counted across the 501 positions we hold weights for in NTSX and 100 in SCHD, against full books of 506 and 103.
Top Shared Holdings
| Stock | Weight in NTSX | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.49% | 4.77% | 4.28% |
| AMGNAmgen Inc. | 0.31% | 4.70% | 4.39% |
| ABTAbbott Laboratories | 0.25% | 4.69% | 4.44% |
| KOCoca Cola Co. | 0.50% | 4.17% | 3.67% |
| CVXChevron Corp | 0.59% | 4.02% | 3.43% |
| PGProcter & Gamble Company | 0.48% | 3.83% | 3.35% |
| UNHUnitedhealth Group Incorporated | 0.46% | 3.82% | 3.36% |
| HDHome Depot Inc/The | 0.40% | 3.88% | 3.48% |
| VZVerizon Communic | 0.27% | 3.97% | 3.70% |
| COPConocophillips Common Stock USD 0.01 | 0.23% | 3.94% | 3.71% |
91.5% of SCHD is already inside NTSX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NTSX or SCHD?
NTSX has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, NTSX or SCHD?
Over the past year NTSX returned +11.19% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), NTSX annualized +11.97% vs +11.11% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NTSX or SCHD?
SCHD has been the more volatile fund at 16.6% annualized versus 16.3% for NTSX. Worst drawdown: NTSX -31.3% vs SCHD -33.4%.
Should I hold both NTSX and SCHD?
NTSX and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NTSX and SCHD?
At least 91.5% of SCHD's money is in holdings NTSX also owns. Our book for NTSX is partial, so the real figure is this or higher. They hold 43 positions in common, counted across the 501 positions we hold weights for in NTSX and 100 in SCHD.
Which pays a higher dividend, NTSX or SCHD?
NTSX yields 1.07% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NTSX?
SCHD has a lower expense ratio. NTSX led over 3Y and the full window, SCHD over 1Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.