NTSX vs SCHD
WisdomTree US Efficient Core Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NTSX offers more diversification with 493 holdings.
Side-by-Side Comparison
| Metric | NTSX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.06% | |
| AUM | $1.3B | $103.7B | |
| Dividend Yield | 1.09% | 3.31% | |
| Holdings | 503 | 104 | |
| YTD Return | +10.45% | +25.62% | |
| 1Y Return | +18.60% | +32.62% | |
| 3Y Return (annualized) | +19.11% | +15.58% | |
| 5Y Return (annualized) | +8.68% | +9.63% | |
| Volatility (annualized) | 16.3% | 13.6% | |
| Max Drawdown | -31.3% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 2, 2018 | Oct 20, 2011 |
NTSX vs SCHD Performance
WisdomTree US Efficient Core Fund (NTSX) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NTSX returned +18.60% while SCHD returned +32.62%. Year to date, NTSX is up 10.45% versus a gain of 25.62% for SCHD.
Over three years, NTSX compounded at +19.11% per year against +15.58% for SCHD; over five years the annualized figures are +8.68% and +9.63% respectively. Across the full 8-year window we track, NTSX has the edge at +12.37% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NTSX has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for NTSX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NTSX charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, NTSX currently yields 1.09% against 3.31% for SCHD.
Holdings Overlap
NTSX and SCHD share 42 holdings out of 551 unique holdings combined, representing a 7.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NTSX or SCHD?
NTSX has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, NTSX or SCHD?
Over the past year NTSX returned +18.60% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), NTSX annualized +12.37% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, NTSX or SCHD?
NTSX has been the more volatile fund at 16.3% annualized versus 13.6% for SCHD. Worst drawdown: NTSX -31.3% vs SCHD -33.4%.
Should I hold both NTSX and SCHD?
NTSX and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NTSX and SCHD?
NTSX and SCHD share 42 common holdings with a 7.2% weight overlap. Combined, they hold 551 unique securities.
Which pays a higher dividend, NTSX or SCHD?
NTSX yields 1.09% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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