OAEM vs SCHD
OneAscent Emerging Markets ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. OAEM delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | OAEM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.06% | |
| AUM | $125M | $103.7B | |
| Dividend Yield | 0.57% | 3.31% | |
| Holdings | 45 | 104 | |
| YTD Return | +25.45% | +25.33% | |
| 1Y Return | +43.51% | +32.31% | |
| 3Y Return (annualized) | +20.07% | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 18.9% | 13.6% | |
| Max Drawdown | -17.1% | -33.4% | |
| Fund Family | OneAscent Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 14, 2022 | Oct 20, 2011 |
OAEM vs SCHD Performance
OneAscent Emerging Markets ETF (OAEM) is a ETF from OneAscent Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year OAEM returned +43.51% while SCHD returned +32.31%. Year to date, OAEM is up 25.45% versus a gain of 25.33% for SCHD.
Over three years, OAEM compounded at +20.07% per year against +15.40% for SCHD. Across the full 4-year window we track, OAEM has the edge at +19.04% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OAEM has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.1% for OAEM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OAEM charges 1.25% per year while SCHD charges 0.06%. On a $10,000 position that is $125 vs $6 annually, a gap of $119 per year that compounds over a long holding period. On income, OAEM currently yields 0.57% against 3.31% for SCHD.
Holdings Overlap
OAEM and SCHD share 0 holdings out of 143 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OAEM or SCHD?
OAEM has an expense ratio of 1.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $119 per year of difference.
Which performed better, OAEM or SCHD?
Over the past year OAEM returned +43.51% vs +32.31% for SCHD, so OAEM leads on 1-year performance. Over the longest common window we track (4 years), OAEM annualized +19.04% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, OAEM or SCHD?
OAEM has been the more volatile fund at 18.9% annualized versus 13.6% for SCHD. Worst drawdown: OAEM -17.1% vs SCHD -33.4%.
Should I hold both OAEM and SCHD?
OAEM and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OAEM and SCHD?
OAEM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 143 unique securities.
Which pays a higher dividend, OAEM or SCHD?
OAEM yields 0.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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