OIA vs VXUS
Invesco Municipal Income Opportunities Trust vs Vanguard Total International Stock ETF
Which is better, OIA or VXUS?
Municipal Bond against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OIA | VXUS |
|---|---|---|
| Expense Ratio | 2.41% | 0.05%Best |
| AUM | $1,753.44 | $158.1B |
| Dividend Yield | 5.79% | 2.51% |
| Holdings | 239 | 8,747 |
| YTD Return | +2.13% | +13.35%Best |
| 1Y Return | +4.28% | +22.44%Best |
| 3Y Return (annualized) | +2.89% | +19.44%Best |
| 5Y Return (annualized) | -1.11% | +8.82%Best |
| Volatility (annualized) | 15.0%Tie | 15.0%Tie |
| Max Drawdown | -34.9%Best | -39.9% |
| $10,000 over 5 years | $9,457 | $15,260Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Tax Preferred | Equity |
| Style | Municipal Bond | Large Cap Blend |
| Inception | Sep 19, 1988 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 10, 2026 (15.6 years).
OIA vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.
OIA vs VXUS Performance
Invesco Municipal Income Opportunities Trust (OIA) is an ETF from Invesco (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year OIA returned +4.28% while VXUS returned +22.44%. Year to date, OIA is up 2.13% versus a gain of 13.35% for VXUS.
Over three years, OIA compounded at +2.89% per year against +19.44% for VXUS; over five years the annualized figures are -1.11% and +8.82% respectively. Across the full 16-year window we track, VXUS has the edge at +4.76% annualized vs +1.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OIA and VXUS have been equally volatile, both at 15.0% annualized.
The deepest peak-to-trough decline in our data was -34.9% for OIA and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OIA charges 2.41% per year while VXUS charges 0.05%. On a $10,000 position that is $241 vs $5 annually, a gap of $236 per year that compounds over a long holding period. On income, OIA currently yields 5.79% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of OIA and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OIA or VXUS?
OIA has an expense ratio of 2.41% while VXUS charges 0.05%. VXUS is the cheaper option, by $236 a year on a $10,000 investment.
Which performed better, OIA or VXUS?
Over the past year OIA returned +4.28% vs +22.44% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), OIA annualized +1.81% vs +4.76% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OIA or VXUS?
OIA and VXUS have been equally volatile, both at 15.0% annualized. Worst drawdown: OIA -34.9% vs VXUS -39.9%.
Should I hold both OIA and VXUS?
OIA and VXUS have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OIA or VXUS?
OIA yields 5.79% while VXUS yields 2.51%, so OIA currently pays the higher dividend yield.
Is VXUS better than OIA?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.