OILD vs SCHD
MicroSectors Oil & Gas Exploration & Production -3X Inverse Leveraged ETN vs Schwab US Dividend Equity ETF
Which is better, OILD or SCHD?
Opposite sides of the same exposure.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two move opposite each other, correlation -0.65, so holding both offsets the exposure while paying both fees. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OILD | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $30M | $119.9B |
| Dividend Yield | 0.00% | 2.96% |
| Holdings | 25 | 204 |
| YTD Return | -68.39% | +29.95%Best |
| 1Y Return | -72.97% | +37.26%Best |
| 3Y Return (annualized) | -47.77% | +19.10%Best |
| 5Y Return (annualized) | -58.74% | +9.87%Best |
| Volatility (annualized) | 73.5% | 15.6%Best |
| Max Drawdown | - | -16.9% |
| $10,000 over 5 years | $120 | $16,010Best |
| Top 10 Weight | 68.6% | 41.8%Best |
| Fund Family | BMO Capital Markets | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Energy | Large Cap Value |
| Inception | Nov 8, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 9, 2021 to Nov 6, 2026 (5 years).
OILD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
OILD vs SCHD Performance
MicroSectors Oil & Gas Exploration & Production -3X Inverse Leveraged ETN (OILD) is an ETF from BMO Capital Markets and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year OILD returned -72.97% while SCHD returned +37.26%. Year to date, OILD is down 68.39% versus a gain of 29.95% for SCHD.
Over three years, OILD compounded at -47.77% per year against +19.10% for SCHD; over five years the annualized figures are -58.74% and +9.87% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OILD has been the more volatile fund, with annualized monthly volatility of 73.5% compared with 15.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.65. They move opposite each other. Holding both offsets the exposure rather than spreading it, while paying both funds' fees.
Fees and Cost Over Time
OILD charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, OILD currently yields 0.00% against 2.96% for SCHD.
Holdings Overlap
42.2% of OILD's money is in holdings SCHD also owns. 16.1% of SCHD's money is in holdings OILD also owns.
They hold the same names on opposite sides, so owning both offsets the exposure rather than doubling it.
8 positions in common, counted across the 25 positions we hold weights for in OILD and 98 in SCHD, against full books of 25 and 204.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for OILD (83.6% of the fund), and 16 for OILD that do not appear in SCHD (56.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OILD | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 15.36% | 4.32% | 11.04% |
| COPConocophillips Common Stock USD 0.01 | 7.36% | 4.27% | 3.09% |
| SLBSchlumberger Nv. | 6.27% | 1.80% | 4.47% |
| DVNDevon Energy Corp. | 4.72% | 1.37% | 3.35% |
| EOGEog Resources Inc | 3.98% | 2.02% | 1.96% |
| OKEOneok | 1.63% | 1.45% | 0.18% |
| APAApa Corp | 1.96% | 0.41% | 1.55% |
| DINOHollyfrontier | 0.88% | 0.49% | 0.39% |
42.2% of OILD is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OILD or SCHD?
OILD has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, OILD or SCHD?
Over the past year OILD returned -72.97% vs +37.26% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OILD or SCHD?
OILD has been the more volatile fund at 73.5% annualized versus 15.6% for SCHD.
Should I hold both OILD and SCHD?
OILD and SCHD have a monthly-return correlation of -0.65, so they move opposite each other. Holding both offsets the exposure rather than spreading it, and pays both funds' fees on the way. This is information, not a recommendation.
What is the holdings overlap between OILD and SCHD?
42.2% of OILD's money is in holdings SCHD also owns. 16.1% of SCHD's is in holdings OILD also owns. They hold 8 positions in common, counted across the 25 positions we hold weights for in OILD and 98 in SCHD.
Which pays a higher dividend, OILD or SCHD?
OILD yields 0.00% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OILD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two move opposite each other, correlation -0.65, so holding both offsets the exposure while paying both fees. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.