OUNZ vs SCHD
VanEck Merk Gold ETF vs Schwab US Dividend Equity ETF
Which is better, OUNZ or SCHD?
Gold against Large Cap Value.
SCHD has a lower expense ratio. OUNZ led over 3Y and 5Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OUNZ | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $2.5B | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 1 | 103 |
| YTD Return | +0.24% | +25.07%Best |
| 1Y Return | +19.30% | +27.61%Best |
| 3Y Return (annualized) | +31.18%Best | +15.74% |
| 5Y Return (annualized) | +19.12%Best | +9.89% |
| Volatility (annualized) | 15.5% | 14.5%Best |
| Max Drawdown | -26.3%Best | -33.4% |
| $10,000 over 5 years | $23,984Best | $16,025 |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Gold | Large Cap Value |
| Inception | May 16, 2014 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 16, 2014 to Sep 11, 2026 (12.3 years).
OUNZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.3 years both funds cover.
OUNZ vs SCHD Performance
VanEck Merk Gold ETF (OUNZ) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year OUNZ returned +19.30% while SCHD returned +27.61%. Year to date, OUNZ is up 0.24% versus a gain of 25.07% for SCHD.
Over three years, OUNZ compounded at +31.18% per year against +15.74% for SCHD; over five years the annualized figures are +19.12% and +9.89% respectively. Across the full 12-year window we track, SCHD has the edge at +10.21% annualized vs +9.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OUNZ has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.3% for OUNZ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.14. They move largely independently of each other.
Fees and Cost Over Time
OUNZ charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, OUNZ currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of OUNZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OUNZ or SCHD?
OUNZ has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, OUNZ or SCHD?
Over the past year OUNZ returned +19.30% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), OUNZ annualized +9.98% vs +10.21% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OUNZ or SCHD?
OUNZ has been the more volatile fund at 15.5% annualized versus 14.5% for SCHD. Worst drawdown: OUNZ -26.3% vs SCHD -33.4%.
Should I hold both OUNZ and SCHD?
OUNZ and SCHD have a monthly-return correlation of 0.14, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OUNZ or SCHD?
OUNZ yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OUNZ?
SCHD has a lower expense ratio. OUNZ led over 3Y and 5Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.