PAMC vs VTI
Pacer Lunt MidCap Multi-Factor Alternator ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PAMC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $55M | $666.9B | |
| Dividend Yield | 1.13% | 1.07% | |
| Holdings | 153 | 3,543 | |
| YTD Return | +14.88% | +13.14% | |
| 1Y Return | +22.35% | +22.35% | |
| 3Y Return (annualized) | +17.47% | +21.83% | |
| 5Y Return (annualized) | +9.97% | +12.01% | |
| Volatility (annualized) | 18.3% | 15.3% | |
| Max Drawdown | -27.0% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 24, 2020 | May 24, 2001 |
PAMC vs VTI Performance
Pacer Lunt MidCap Multi-Factor Alternator ETF (PAMC) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PAMC returned +22.35% while VTI returned +22.35%. Year to date, PAMC is up 14.88% versus a gain of 13.14% for VTI.
Over three years, PAMC compounded at +17.47% per year against +21.83% for VTI; over five years the annualized figures are +9.97% and +12.01% respectively. Across the full 6-year window we track, PAMC has the edge at +15.12% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PAMC has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.0% for PAMC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PAMC charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, PAMC currently yields 1.13% against 1.07% for VTI.
Holdings Overlap
PAMC and VTI share 13 holdings out of 2795 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PAMC or VTI?
PAMC has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, PAMC or VTI?
Over the past year PAMC returned +22.35% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), PAMC annualized +15.12% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, PAMC or VTI?
PAMC has been the more volatile fund at 18.3% annualized versus 15.3% for VTI. Worst drawdown: PAMC -27.0% vs VTI -56.6%.
Should I hold both PAMC and VTI?
PAMC and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PAMC and VTI?
PAMC and VTI share 13 common holdings with a 0.2% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, PAMC or VTI?
PAMC yields 1.13% while VTI yields 1.07%, so PAMC currently pays the higher dividend yield.
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