PBJ vs VTI
Invesco Food and Beverage ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PBJ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.61% | 0.03% | |
| AUM | $91M | $666.9B | |
| Dividend Yield | 1.26% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | +9.01% | +13.67% | |
| 1Y Return | +2.43% | +22.17% | |
| 3Y Return (annualized) | +4.52% | +21.93% | |
| 5Y Return (annualized) | +4.44% | +12.51% | |
| Volatility (annualized) | 13.0% | 15.3% | |
| Max Drawdown | -41.7% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 23, 2005 | May 24, 2001 |
PBJ vs VTI Performance
Invesco Food and Beverage ETF (PBJ) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PBJ returned +2.43% while VTI returned +22.17%. Year to date, PBJ is up 9.01% versus a gain of 13.67% for VTI.
Over three years, PBJ compounded at +4.52% per year against +21.93% for VTI; over five years the annualized figures are +4.44% and +12.51% respectively. Across the full 21-year window we track, VTI has the edge at +8.11% annualized vs +6.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.0% for PBJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.7% for PBJ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PBJ charges 0.61% per year while VTI charges 0.03%. On a $10,000 position that is $61 vs $3 annually, a gap of $58 per year that compounds over a long holding period. On income, PBJ currently yields 1.26% against 1.07% for VTI.
Holdings Overlap
PBJ and VTI share 21 holdings out of 2797 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PBJ or VTI?
PBJ has an expense ratio of 0.61% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, PBJ or VTI?
Over the past year PBJ returned +2.43% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (21 years), PBJ annualized +6.14% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, PBJ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.0% for PBJ. Worst drawdown: PBJ -41.7% vs VTI -56.6%.
Should I hold both PBJ and VTI?
PBJ and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PBJ and VTI?
PBJ and VTI share 21 common holdings with a 1.1% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, PBJ or VTI?
PBJ yields 1.26% while VTI yields 1.07%, so PBJ currently pays the higher dividend yield.
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